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  <front>
    <journal-meta>
      <journal-id journal-id-type="publisher-id">JMIR</journal-id>
      <journal-id journal-id-type="nlm-ta">J Med Internet Res</journal-id>
      <journal-title>Journal of Medical Internet Research</journal-title>
      <issn pub-type="epub">1438-8871</issn>
      <publisher>
        <publisher-name>JMIR Publications</publisher-name>
        <publisher-loc>Toronto, Canada</publisher-loc>
      </publisher>
    </journal-meta>
    <article-meta>
      <article-id pub-id-type="publisher-id">v22i10e17499</article-id>
      <article-id pub-id-type="pmid">33026353</article-id>
      <article-id pub-id-type="doi">10.2196/17499</article-id>
      <article-categories>
        <subj-group subj-group-type="heading">
          <subject>Original Paper</subject>
        </subj-group>
        <subj-group subj-group-type="article-type">
          <subject>Original Paper</subject>
        </subj-group>
      </article-categories>
      <title-group>
        <article-title>Patients’ Adoption of Electronic Personal Health Records in England: Secondary Data Analysis</article-title>
      </title-group>
      <contrib-group>
        <contrib contrib-type="editor">
          <name>
            <surname>Eysenbach</surname>
            <given-names>Gunther</given-names>
          </name>
        </contrib>
      </contrib-group>
      <contrib-group>
        <contrib contrib-type="reviewer">
          <name>
            <surname>Tarhini</surname>
            <given-names>Ali</given-names>
          </name>
        </contrib>
        <contrib contrib-type="reviewer">
          <name>
            <surname>Tavares</surname>
            <given-names>Jorge</given-names>
          </name>
        </contrib>
        <contrib contrib-type="reviewer">
          <name>
            <surname>Fitton</surname>
            <given-names>Richard</given-names>
          </name>
        </contrib>
      </contrib-group>
      <contrib-group>
        <contrib id="contrib1" contrib-type="author" corresp="yes" equal-contrib="yes">
          <name name-style="western">
            <surname>Abd-Alrazaq</surname>
            <given-names>Alaa</given-names>
          </name>
          <degrees>PhD</degrees>
          <xref rid="aff1" ref-type="aff">1</xref>
          <address>
            <institution>Division of Information and Computing Technology</institution>
            <institution>College of Science and Engineering</institution>
            <institution>Hamad Bin Khalifa University</institution>
            <addr-line>LAS Building, Education City</addr-line>
            <addr-line>Doha, </addr-line>
            <country>Qatar</country>
            <phone>974 55708549</phone>
            <email>alaa_alzoubi88@yahoo.com</email>
          </address>
          <ext-link ext-link-type="orcid">https://orcid.org/0000-0001-7695-4626</ext-link>
        </contrib>
        <contrib id="contrib2" contrib-type="author">
          <name name-style="western">
            <surname>Alalwan</surname>
            <given-names>Ali Abdallah</given-names>
          </name>
          <degrees>PhD</degrees>
          <xref rid="aff2" ref-type="aff">2</xref>
          <ext-link ext-link-type="orcid">https://orcid.org/0000-0002-2881-2620</ext-link>
        </contrib>
        <contrib id="contrib3" contrib-type="author">
          <name name-style="western">
            <surname>McMillan</surname>
            <given-names>Brian</given-names>
          </name>
          <degrees>PhD</degrees>
          <xref rid="aff3" ref-type="aff">3</xref>
          <ext-link ext-link-type="orcid">https://orcid.org/0000-0002-0683-3877</ext-link>
        </contrib>
        <contrib id="contrib4" contrib-type="author">
          <name name-style="western">
            <surname>Bewick</surname>
            <given-names>Bridgette M</given-names>
          </name>
          <degrees>PhD</degrees>
          <xref rid="aff4" ref-type="aff">4</xref>
          <ext-link ext-link-type="orcid">https://orcid.org/0000-0001-5752-5623</ext-link>
        </contrib>
        <contrib id="contrib5" contrib-type="author">
          <name name-style="western">
            <surname>Househ</surname>
            <given-names>Mowafa</given-names>
          </name>
          <degrees>PhD</degrees>
          <xref rid="aff1" ref-type="aff">1</xref>
          <ext-link ext-link-type="orcid">https://orcid.org/0000-0002-3648-6271</ext-link>
        </contrib>
        <contrib id="contrib6" contrib-type="author">
          <name name-style="western">
            <surname>AL-Zyadat</surname>
            <given-names>Alaa T</given-names>
          </name>
          <degrees>MSc</degrees>
          <xref rid="aff2" ref-type="aff">2</xref>
          <ext-link ext-link-type="orcid">https://orcid.org/0000-0002-4046-7962</ext-link>
        </contrib>
      </contrib-group>
      <aff id="aff1">
        <label>1</label>
        <institution>Division of Information and Computing Technology</institution>
        <institution>College of Science and Engineering</institution>
        <institution>Hamad Bin Khalifa University</institution>
        <addr-line>Doha</addr-line>
        <country>Qatar</country>
      </aff>
      <aff id="aff2">
        <label>2</label>
        <institution>Amman University College for Banking and Financial Sciences</institution>
        <institution>Al-Balqa Applied University</institution>
        <addr-line>Amman</addr-line>
        <country>Jordan</country>
      </aff>
      <aff id="aff3">
        <label>3</label>
        <institution>Centre for Primary Care and Health Services Research</institution>
        <institution>University of Manchester</institution>
        <addr-line>Manchester</addr-line>
        <country>United Kingdom</country>
      </aff>
      <aff id="aff4">
        <label>4</label>
        <institution>Leeds Institute of Health Sciences</institution>
        <institution>School of Medicine</institution>
        <institution>University of Leeds</institution>
        <addr-line>Leeds</addr-line>
        <country>United Kingdom</country>
      </aff>
      <author-notes>
        <corresp>Corresponding Author: Alaa Abd-Alrazaq <email>alaa_alzoubi88@yahoo.com</email></corresp>
      </author-notes>
      <pub-date pub-type="collection">
        <month>10</month>
        <year>2020</year>
      </pub-date>
      <pub-date pub-type="epub">
        <day>7</day>
        <month>10</month>
        <year>2020</year>
      </pub-date>
      <volume>22</volume>
      <issue>10</issue>
      <elocation-id>e17499</elocation-id>
      <history>
        <date date-type="received">
          <day>17</day>
          <month>12</month>
          <year>2019</year>
        </date>
        <date date-type="rev-request">
          <day>5</day>
          <month>2</month>
          <year>2020</year>
        </date>
        <date date-type="rev-recd">
          <day>24</day>
          <month>2</month>
          <year>2020</year>
        </date>
        <date date-type="accepted">
          <day>11</day>
          <month>3</month>
          <year>2020</year>
        </date>
      </history>
      <copyright-statement>©Alaa Abd-Alrazaq, Ali Abdallah Alalwan, Brian McMillan, Bridgette M Bewick, Mowafa Househ, Alaa T AL-Zyadat. Originally published in the Journal of Medical Internet Research (http://www.jmir.org), 07.10.2020.</copyright-statement>
      <copyright-year>2020</copyright-year>
      <license license-type="open-access" xlink:href="https://creativecommons.org/licenses/by/4.0/">
        <p>This is an open-access article distributed under the terms of the Creative Commons Attribution License (https://creativecommons.org/licenses/by/4.0/), which permits unrestricted use, distribution, and reproduction in any medium, provided the original work, first published in the Journal of Medical Internet Research, is properly cited. The complete bibliographic information, a link to the original publication on http://www.jmir.org/, as well as this copyright and license information must be included.</p>
      </license>
      <self-uri xlink:href="https://www.jmir.org/2020/10/e17499" xlink:type="simple"/>
      <abstract>
        <sec sec-type="background">
          <title>Background</title>
          <p>In England, almost all general practices (GPs) have implemented GP online services such as electronic personal health records (ePHRs) that allow people to schedule appointments, request repeat prescriptions, and access parts of their medical records. The overall adoption rate of GP online services has been low, reaching just 28% in October 2019. In a previous study, Abd-Alrazaq et al adopted a model to assess the factors that influence patients’ use of GP online services in England. According to the previous literature, the predictive power of the Abd-Alrazaq model could be improved by proposing new associations between the existing variables in the model.</p>
        </sec>
        <sec sec-type="objective">
          <title>Objective</title>
          <p>This study aims to improve the predictive power of the Abd-Alrazaq model by proposing new relationships between the existing variables in the model.</p>
        </sec>
        <sec sec-type="methods">
          <title>Methods</title>
          <p>The Abd-Alrazaq model was amended by proposing new direct, mediating, moderating, and moderated mediating effects. The amended model was examined using data from a previous study, which were collected by a cross-sectional survey of a convenience sample of 4 GPs in West Yorkshire, England. Structural equation modeling was used to examine the theoretical model and hypotheses.</p>
        </sec>
        <sec sec-type="results">
          <title>Results</title>
          <p>The new model accounted for 53% of the variance in performance expectancy (PE), 76% of the variance in behavioral intention (BI), and 49% of the variance in use behavior (UB). In addition to the significant associations found in the previous study, this study found that social influence (SI) and facilitating conditions (FCs) are associated with PE directly and BI indirectly through PE. The association between BI and UB was stronger for younger women with higher levels of education, income, and internet access. The indirect effects of effort expectancy (EE), perceived privacy and security (PPS), and SI on BI were statistically stronger for women without internet access, patients with internet access, and patients without internet access, respectively. The indirect effect of PPS on BI was stronger for patients with college education or diploma than for those with secondary school education and lower, whereas the indirect effect of EE on BI was stronger for patients with secondary school education or lower than for those with college education or a diploma.</p>
        </sec>
        <sec sec-type="conclusions">
          <title>Conclusions</title>
          <p>The predictive power of the Abd-Alrazaq model improved by virtue of new significant associations that were not examined before in the context of ePHRs. Further studies are required to validate the new model in different contexts and to improve its predictive power by proposing new variables. The influential factors found in this study should be considered to improve patients’ use of ePHRs.</p>
        </sec>
      </abstract>
      <kwd-group>
        <kwd>health records, personal</kwd>
        <kwd>patient portal</kwd>
        <kwd>medical informatics</kwd>
      </kwd-group>
    </article-meta>
  </front>
  <body>
    <sec sec-type="introduction">
      <title>Introduction</title>
      <sec>
        <title>Background</title>
        <p>An electronic personal health record (ePHR) has been defined by the Markle Foundation as “an electronic application through which individuals can access, manage and share their health information, and that of others for whom they are authorized, in a private, secure and confidential environment” [<xref ref-type="bibr" rid="ref1">1</xref>]. Several services can also be provided by more advanced ePHRs, such as requesting repeat prescriptions, booking appointments, viewing test results, and messaging providers [<xref ref-type="bibr" rid="ref2">2</xref>-<xref ref-type="bibr" rid="ref4">4</xref>]. ePHRs have the potential to empower patients [<xref ref-type="bibr" rid="ref5">5</xref>,<xref ref-type="bibr" rid="ref6">6</xref>], improve patient self-management and medication adherence [<xref ref-type="bibr" rid="ref7">7</xref>,<xref ref-type="bibr" rid="ref8">8</xref>], enhance the rapport and communication between patients and health care providers [<xref ref-type="bibr" rid="ref9">9</xref>,<xref ref-type="bibr" rid="ref10">10</xref>], ease access to health services [<xref ref-type="bibr" rid="ref11">11</xref>,<xref ref-type="bibr" rid="ref12">12</xref>], avoid duplicated tests and medical images [<xref ref-type="bibr" rid="ref9">9</xref>,<xref ref-type="bibr" rid="ref11">11</xref>], and decrease adverse events [<xref ref-type="bibr" rid="ref4">4</xref>,<xref ref-type="bibr" rid="ref9">9</xref>,<xref ref-type="bibr" rid="ref11">11</xref>,<xref ref-type="bibr" rid="ref13">13</xref>].</p>
        <p>In England, almost all general practices (GPs) have implemented GP online services, that is, ePHRs that allow people to schedule appointments, request repeat prescriptions, and access coded information in their medical records, such as demographics, medications, allergies, and test results [<xref ref-type="bibr" rid="ref14">14</xref>]. The number of providers offering GP online services is growing [<xref ref-type="bibr" rid="ref15">15</xref>].</p>
      </sec>
      <sec>
        <title>Research Problems and Aims</title>
        <p>Despite the aforementioned potential benefits of ePHRs, the overall adoption rate of GP online services has been low, reaching just 28% in October 2019 [<xref ref-type="bibr" rid="ref16">16</xref>]. To improve the adoption and implementation of ePHRs, it is important to identify the factors that influence individuals’ use of the system [<xref ref-type="bibr" rid="ref17">17</xref>-<xref ref-type="bibr" rid="ref23">23</xref>]. A recent systematic review of 97 studies found that more than 150 factors could affect patients’ acceptance and adoption of ePHRs [<xref ref-type="bibr" rid="ref24">24</xref>]. Unfortunately, none of these studies were carried out in the United Kingdom and included a number of shortcomings, namely, few studies were theory based [<xref ref-type="bibr" rid="ref21">21</xref>,<xref ref-type="bibr" rid="ref25">25</xref>-<xref ref-type="bibr" rid="ref28">28</xref>], many focused on factors affecting patients’ intention to use ePHRs instead of actual use [<xref ref-type="bibr" rid="ref29">29</xref>-<xref ref-type="bibr" rid="ref32">32</xref>], many assessed factors affecting self-reported use rather than actual use [<xref ref-type="bibr" rid="ref28">28</xref>,<xref ref-type="bibr" rid="ref33">33</xref>-<xref ref-type="bibr" rid="ref36">36</xref>], almost all examined independent and dependent variables at one point in time using the same data collection instrument and were therefore at risk of common method bias [<xref ref-type="bibr" rid="ref26">26</xref>,<xref ref-type="bibr" rid="ref33">33</xref>,<xref ref-type="bibr" rid="ref37">37</xref>], and almost all the studies did not differentiate between factors affecting initial use and continuing use of ePHRs. Therefore, Abd-Alrazaq et al [<xref ref-type="bibr" rid="ref38">38</xref>] conducted a cross-sectional survey to assess the factors that influence patients’ use of ePHRs in England. The study identified several significant factors (performance expectancy [PE], effort expectancy [EE], perceived privacy and security [PPS], behavioral intention [BI], and some moderators), which were able to predict 48% of the variance in use behavior (UB). On the basis of previous research, we propose an amended model that we expect will predict UB more accurately. This study aims to improve the predictive power of the Abd-Alrazaq model by proposing new relationships between the variables existing in the model.</p>
      </sec>
      <sec>
        <title>Theoretical Foundation</title>
        <p>In a previous study [<xref ref-type="bibr" rid="ref38">38</xref>], the Unified Theory of Acceptance and Use of Technology (UTAUT) [<xref ref-type="bibr" rid="ref39">39</xref>] was selected from 12 models as the theoretical foundation. The selection process was based on 6 predefined criteria: 4 criteria related to the goodness of the theory (ie, logical consistency, explanatory power, falsifiability, and parsimony), and 2 criteria related to the applicability of the theory on the phenomena of interest (ie, population and type of behavior). <xref ref-type="supplementary-material" rid="app1">Multimedia Appendix 1</xref> [<xref ref-type="bibr" rid="ref27">27</xref>,<xref ref-type="bibr" rid="ref29">29</xref>,<xref ref-type="bibr" rid="ref37">37</xref>,<xref ref-type="bibr" rid="ref39">39</xref>-<xref ref-type="bibr" rid="ref65">65</xref>] elaborates on the selection process of the appropriate theory. Abd-Alrazaq et al [<xref ref-type="bibr" rid="ref38">38</xref>] adapted UTAUT to the context of ePHRs by removing experience and voluntariness and adding PPS, education, income, and internet access to the model (<xref ref-type="supplementary-material" rid="app2">Multimedia Appendix 2</xref>). Their justifications for these adaptations are provided in <xref ref-type="supplementary-material" rid="app3">Multimedia Appendix 3</xref>.</p>
        <p>Given that the study did not find a significant association between social influence (SI) and BI, the authors recommended that researchers examine other associations of SI [<xref ref-type="bibr" rid="ref38">38</xref>]. Several studies have found that SI positively affects PE [<xref ref-type="bibr" rid="ref66">66</xref>-<xref ref-type="bibr" rid="ref68">68</xref>]. In other words, individuals who perceive that using technology is recommended by those important to them are more likely to perceive that the technology is useful. Therefore, this study proposes that SI directly affects PE and indirectly affects BI through PE.</p>
        <p>The 2019 Abd-Alrazaq model [<xref ref-type="bibr" rid="ref38">38</xref>] could be criticized for failing to hypothesize that facilitating conditions (FCs) are associated with BI. This argument is in line with the findings of Venkatesh et al [<xref ref-type="bibr" rid="ref69">69</xref>], who proposed this relationship in the extended Unified Theory of Acceptance and Use of Technology (UTAUT2) framework, which is suitable for the consumer context [<xref ref-type="bibr" rid="ref69">69</xref>]. Several studies have found that FCs are also associated with PE [<xref ref-type="bibr" rid="ref70">70</xref>-<xref ref-type="bibr" rid="ref72">72</xref>]. Accordingly, this study proposed that FCs directly affect both PE and BI and indirectly affect BI through PE.</p>
        <p>The study by Abd-Alrazaq et al [<xref ref-type="bibr" rid="ref38">38</xref>] also highlighted the need to assess the effect of moderators on indirect relationships (ie, moderated mediation) in the context of ePHRs. To address this recommendation, this study hypothesized that all mediating effects are moderated by sex, education, income, and internet access. To the best of our knowledge, no studies have assessed the moderating effects of these variables on the relationship between BI and UB. Thus, we explored the moderating effect of age, sex, education, income, and internet access on the relationship between BI and UB. Our proposed model and hypotheses are presented in <xref rid="figure1" ref-type="fig">Figure 1</xref> and <xref ref-type="table" rid="table1">Table 1</xref>, respectively. The conceptual definitions of the constructs in the proposed model are presented in <xref ref-type="supplementary-material" rid="app4">Multimedia Appendix 4</xref>.</p>
        <fig id="figure1" position="float">
          <label>Figure 1</label>
          <caption>
            <p>The proposed conceptual model.</p>
          </caption>
          <graphic xlink:href="jmir_v22i10e17499_fig1.png" alt-version="no" mimetype="image" position="float" xlink:type="simple"/>
        </fig>
        <table-wrap position="float" id="table1">
          <label>Table 1</label>
          <caption>
            <p>The proposed research hypotheses.</p>
          </caption>
          <table width="1000" cellpadding="5" cellspacing="0" border="1" rules="groups" frame="hsides">
            <col width="170"/>
            <col width="830"/>
            <thead>
              <tr valign="top">
                <td>Hypothesis #</td>
                <td>Hypothesis</td>
              </tr>
            </thead>
            <tbody>
              <tr valign="top">
                <td>H1</td>
                <td>PPS<sup>a</sup> positively affects PE<sup>b</sup>.</td>
              </tr>
              <tr valign="top">
                <td>H2</td>
                <td>PPS positively affects BI<sup>c</sup>.</td>
              </tr>
              <tr valign="top">
                <td>H3</td>
                <td>PPS indirectly and positively affects BI through PE.</td>
              </tr>
              <tr valign="top">
                <td>H4</td>
                <td>The positive relationship between PPS and PE is moderated by age, sex, education, income, and internet access, such that the influence is stronger for older women with a higher level of education and lower income and with internet access.</td>
              </tr>
              <tr valign="top">
                <td>H5</td>
                <td>The positive relationship between PPS and BI is moderated by age, sex, education, income, and internet access, such that the influence is stronger for older women with a higher level of education and lower income and with internet access.</td>
              </tr>
              <tr valign="top">
                <td>H6</td>
                <td>The indirect effect of PPS on BI is moderated by sex, education, income, and internet access, such that the influence is stronger for women with a higher level of education and lower income and with internet access.</td>
              </tr>
              <tr valign="top">
                <td>H7</td>
                <td>EE<sup>d</sup> positively affects PE.</td>
              </tr>
              <tr valign="top">
                <td>H8</td>
                <td>EE positively affects BI.</td>
              </tr>
              <tr valign="top">
                <td>H9</td>
                <td>EE indirectly and positively affects BI through PE.</td>
              </tr>
              <tr valign="top">
                <td>H10</td>
                <td>The positive relationship between EE and PE is moderated by age, sex, education, income, and internet access, such that the influence is stronger for older women with a lower level of education and income and without internet access.</td>
              </tr>
              <tr valign="top">
                <td>H11</td>
                <td>The positive relationship between EE and BI is moderated by age, sex, education, income, and internet access, such that the influence is stronger for older women with a lower level of education and income and without internet access.</td>
              </tr>
              <tr valign="top">
                <td>H12</td>
                <td>The indirect effect of EE on BI is moderated by sex, education, income, and internet access, such that the influence is stronger for women with a lower level of education and income and without internet access.</td>
              </tr>
              <tr valign="top">
                <td>H13</td>
                <td>SI<sup>e</sup> positively affects PE.</td>
              </tr>
              <tr valign="top">
                <td>H14</td>
                <td>SI indirectly and positively affects BI through PE.</td>
              </tr>
              <tr valign="top">
                <td>H15</td>
                <td>The positive relationship between SI and PE is moderated by age, sex, education, income, and internet access, such that the influence is stronger for older women with a lower level of education and income and with internet access.</td>
              </tr>
              <tr valign="top">
                <td>H16</td>
                <td>The indirect effect of SI on BI is moderated by age, sex, education, income, and internet access, such that the influence is stronger for older women with a lower level of education and income and with internet access.</td>
              </tr>
              <tr valign="top">
                <td>H17</td>
                <td>FCs<sup>f</sup> positively affect PE.</td>
              </tr>
              <tr valign="top">
                <td>H18</td>
                <td>FCs positively affect BI.</td>
              </tr>
              <tr valign="top">
                <td>H19</td>
                <td>FCs positively affect UB<sup>g</sup>.</td>
              </tr>
              <tr valign="top">
                <td>H20</td>
                <td>FCs indirectly and positively affect BI through PE.</td>
              </tr>
              <tr valign="top">
                <td>H21</td>
                <td>The positive relationship between FCs and PE is moderated by age, sex, education, income, and internet access, such that the influence is stronger for older women with a lower level of education and income and without internet access.</td>
              </tr>
              <tr valign="top">
                <td>H22</td>
                <td>The positive relationship between FCs and BI is moderated by age, sex, education, income, and internet access, such that the influence is stronger for older women with a lower level of education and income and without internet access.</td>
              </tr>
              <tr valign="top">
                <td>H23</td>
                <td>The positive relationship between FCs and UB is moderated by age, sex, education, income, and internet access, such that the influence is stronger for older women with a lower level of education and income and without internet access.</td>
              </tr>
              <tr valign="top">
                <td>H24</td>
                <td>The indirect effect of FCs on BI is moderated by age, sex, education, income, and internet access, such that the influence is stronger for older women with a lower level of education and income and without internet access.</td>
              </tr>
              <tr valign="top">
                <td>H25</td>
                <td>The indirect effect of FCs on UB is moderated by age, sex, education, income, and internet access, such that the influence is stronger for older women with a lower level of education and income and without internet access.</td>
              </tr>
              <tr valign="top">
                <td>H26</td>
                <td>PE positively affects BI.</td>
              </tr>
              <tr valign="top">
                <td>H27</td>
                <td>The positive relationship between PE and BI is moderated by age and sex, such that the influence is stronger for younger men with a lower level of education, higher income, and internet access</td>
              </tr>
              <tr valign="top">
                <td>H28</td>
                <td>BI positively affects UB.</td>
              </tr>
              <tr valign="top">
                <td>H29</td>
                <td>The positive relationship between BI and UB is moderated by age, sex, education, income, and internet access, such that the influence is stronger for younger women with a higher level of education and income and with internet access.</td>
              </tr>
            </tbody>
          </table>
          <table-wrap-foot>
            <fn id="table1fn1">
              <p><sup>a</sup>PPS: perceived privacy and security.</p>
            </fn>
            <fn id="table1fn2">
              <p><sup>b</sup>PE: performance expectancy.</p>
            </fn>
            <fn id="table1fn3">
              <p><sup>c</sup>BI: behavioral intention.</p>
            </fn>
            <fn id="table1fn4">
              <p><sup>d</sup>EE: effort expectancy.</p>
            </fn>
            <fn id="table1fn5">
              <p><sup>e</sup>SI: social influence.</p>
            </fn>
            <fn id="table1fn6">
              <p><sup>f</sup>FC: facilitating condition.</p>
            </fn>
            <fn id="table1fn7">
              <p><sup>g</sup>UB: use behavior.</p>
            </fn>
          </table-wrap-foot>
        </table-wrap>
      </sec>
    </sec>
    <sec sec-type="methods">
      <title>Methods</title>
      <sec>
        <title>Study Design and Setting</title>
        <p>This study used secondary data analysis from data collected by Abd-Alrazaq et al [<xref ref-type="bibr" rid="ref38">38</xref>] using a cross-sectional survey of 4 West Yorkshire GPs (<xref ref-type="supplementary-material" rid="app5">Multimedia Appendix 5</xref>). Health Research Authority approval was granted before starting data collection (REC reference: 17/SC/0323).</p>
      </sec>
      <sec>
        <title>Measurement</title>
        <p>All variables except UB were measured using self-administered questionnaires. The questionnaires were composed of 29 questions adopted from previous research (<xref ref-type="supplementary-material" rid="app6">Multimedia Appendix 6</xref>). A panel of experts evaluated the face validity and content validity of the questions, and based on their suggestions, the questionnaire was amended and sent via email to 37 patients for pilot testing. The questionnaire was subsequently amended slightly because of the issues reported by patients (<xref ref-type="supplementary-material" rid="app7">Multimedia Appendix 7</xref>). UB was measured objectively using system logs by extracting data on the number of times that each participant logged into the system during the 6 months after completing the questionnaire. One open-ended question was added to the questionnaire to obtain qualitative data that enabled the exploration of additional factors. The qualitative data were analyzed using thematic analysis, and the results have been reported elsewhere.</p>
      </sec>
      <sec>
        <title>Recruitment</title>
        <p>A convenience sampling approach was used to recruit patients. Patients were eligible to participate if they were living in England, were registered at 1 of the 4 GP practices, were aged 18 years or older, and had not used GP online services before (nonusers). The questionnaire was delivered to eligible participants visiting 1 of the 4 GP practices during the study period. Data on participants’ use of GP online services were extracted from the system logs after 6 months of completing the questionnaire.</p>
      </sec>
      <sec>
        <title>Statistical Analysis</title>
        <p>Before assessing the proposed model, it is a prerequisite to check normality [<xref ref-type="bibr" rid="ref73">73</xref>,<xref ref-type="bibr" rid="ref74">74</xref>], linearity [<xref ref-type="bibr" rid="ref73">73</xref>], multicollinearity [<xref ref-type="bibr" rid="ref73">73</xref>], and common method bias [<xref ref-type="bibr" rid="ref75">75</xref>,<xref ref-type="bibr" rid="ref76">76</xref>]. Univariate normality was examined by assessing skewness and kurtosis [<xref ref-type="bibr" rid="ref73">73</xref>,<xref ref-type="bibr" rid="ref77">77</xref>]. This study checked the linearity between each proposed relationship using scatterplot graphs [<xref ref-type="bibr" rid="ref73">73</xref>] and the curve estimation procedure [<xref ref-type="bibr" rid="ref78">78</xref>]. Multicollinearity was assessed in this study using tolerance, which refers to the proportion of the variability of one predictor that is unexplained by other predictors [<xref ref-type="bibr" rid="ref73">73</xref>,<xref ref-type="bibr" rid="ref77">77</xref>]. We checked the common method bias using Harman single-factor test [<xref ref-type="bibr" rid="ref75">75</xref>]. All the aforementioned analyses were carried out using SPSS v.22 (IBM).</p>
        <p>The theoretical model and hypotheses were examined using structural equation modeling (SEM). In SEM, models consist of 2 elements: a measurement model in which the relationships between observed variables and latent variables are examined, and a structural model in which the relationships proposed among the latent variables are assessed [<xref ref-type="bibr" rid="ref73">73</xref>,<xref ref-type="bibr" rid="ref79">79</xref>]. Although the measurement model in this study is identical to the original study [<xref ref-type="bibr" rid="ref38">38</xref>], it was reassessed just for the sake of completeness. The measurement model was examined in terms of 3 aspects: model fit, construct reliability, and construct validity [<xref ref-type="bibr" rid="ref73">73</xref>,<xref ref-type="bibr" rid="ref77">77</xref>]. The structural model was then assessed for model fit, predictive power, and strength of relationships [<xref ref-type="bibr" rid="ref77">77</xref>,<xref ref-type="bibr" rid="ref79">79</xref>,<xref ref-type="bibr" rid="ref80">80</xref>]. The strength of relationships was tested using different approaches depending on the type of the proposed effect. To be more precise, path coefficients were checked to examine direct effects [<xref ref-type="bibr" rid="ref81">81</xref>]. Mediating effects were examined by assessing the indirect effects of using bootstrapping. The moderating effect for the metric moderator (ie, age) was examined using the interaction effect method [<xref ref-type="bibr" rid="ref73">73</xref>,<xref ref-type="bibr" rid="ref82">82</xref>]. The moderating effects for the nonmetric moderator (sex) were tested using multigroup SEM [<xref ref-type="bibr" rid="ref73">73</xref>,<xref ref-type="bibr" rid="ref74">74</xref>,<xref ref-type="bibr" rid="ref82">82</xref>]. Moderated mediating effects were assessed using multigroup SEM for indirect effects. All analyses were conducted using the Analysis of Moment Structures v.24 (IBM) software.</p>
      </sec>
    </sec>
    <sec sec-type="results">
      <title>Results</title>
      <sec>
        <title>Participants’ Characteristics</title>
        <p>The response rate was 78.0% (624/800). As shown in <xref ref-type="supplementary-material" rid="app8">Multimedia Appendix 8</xref>, the mean age of participants was 44.2 (SD 1.89) years. Most participants were White (498/624, 79.8%) and had internet access (528/624, 84.6%). About half of the sample (284/624, 45.5%) had an income level of less than US $25,000 per year. The most prominent education levels among respondents were bachelor’s degrees (174/624, 27.9%), college or diploma (165/624, 26.4%), and secondary school (147/624, 23.6%). There were no significant differences between participants and the target population in terms of age, sex, and ethnicity (<italic>P</italic>=.21, <italic>P</italic>=.06, and <italic>P</italic>=.64, respectively; <xref ref-type="supplementary-material" rid="app8">Multimedia Appendix 8</xref>). Thus, the risk of nonresponse bias is minimal.</p>
      </sec>
      <sec>
        <title>Normality, Linearity, Multicollinearity, and Common Method Bias</title>
        <p>Histograms presented in <xref ref-type="supplementary-material" rid="app9">Multimedia Appendix 9</xref> show no severe skewness and kurtosis for all items. This finding was confirmed by the absolute values of skewness and kurtosis, which were considerably less than the cutoff points of 3 and 10, respectively [<xref ref-type="bibr" rid="ref77">77</xref>] (<xref ref-type="supplementary-material" rid="app10">Multimedia Appendix 10</xref>).</p>
        <p>According to the scatterplots shown in <xref ref-type="supplementary-material" rid="app11">Multimedia Appendix 11</xref>, there was an indication of possible nonlinearity for only 2 relationships: the effect of BI and FCs on UB. However, the results of the curve estimation procedure showed that the F values for all proposed relationships in the linear model were significant and higher than the F values of the proposed relationships in the 10 nonlinear models, indicating that all proposed relationships between variables are linear (<xref ref-type="supplementary-material" rid="app12">Multimedia Appendix 12</xref>).</p>
        <p>As shown in <xref ref-type="supplementary-material" rid="app13">Multimedia Appendix 13</xref>, all values of tolerance are within the predetermined cutoff point (≥0.2) [<xref ref-type="bibr" rid="ref83">83</xref>], indicating that there is no serious multicollinearity between independent variables.</p>
        <p>With regard to the common method bias, 5 factors emerged from the Harman single-factor test; a single factor was able to explain less than half of the variance (47.3%; <xref ref-type="supplementary-material" rid="app14">Multimedia Appendix 14</xref>). This means that there are no concerns regarding the presence of the common method bias in this study.</p>
      </sec>
      <sec>
        <title>Measurement Model</title>
        <sec>
          <title>Model Fit</title>
          <p>Nine indices were used to assess the absolute model fit (chi-square/df, goodness-of-fit index, adjusted goodness-of-fit index, root mean square error of approximation, p of Close Fit, and standardized root mean square residual) and incremental fit (normed-fit index, comparative fit index, and Tucker-Lewis index) [<xref ref-type="bibr" rid="ref73">73</xref>,<xref ref-type="bibr" rid="ref77">77</xref>]. Given that the measurement model in this study is identical to the modified measurement model in the original study, the results of the fit indices were the same between the 2 studies and were within their suggested levels (<xref ref-type="supplementary-material" rid="app15">Multimedia Appendix 15</xref>). This indicates that the measurement model adequately fits the collected data.</p>
        </sec>
        <sec>
          <title>Construct Reliability</title>
          <p>Three measures were used to assess the construct reliability: Cronbach alpha (α), composite reliability (CR), and average variance extracted (AVE). Yielded values of α, CR, and AVE for each construct were within their recommended values of ≥.70, ≥.70, and ≥.50, respectively (<xref ref-type="supplementary-material" rid="app16">Multimedia Appendix 16</xref>) [<xref ref-type="bibr" rid="ref73">73</xref>,<xref ref-type="bibr" rid="ref77">77</xref>]. This means that the measurement items are consistent and reproducible in measuring what it is assumed to measure.</p>
        </sec>
        <sec>
          <title>Construct Validity</title>
          <p>Two components of construct validity were examined in this study: convergent validity and discriminant validity [<xref ref-type="bibr" rid="ref73">73</xref>,<xref ref-type="bibr" rid="ref77">77</xref>]. The convergent validity was examined by checking factor loadings and the AVE [<xref ref-type="bibr" rid="ref73">73</xref>]. As shown in <xref ref-type="supplementary-material" rid="app17">Multimedia Appendix 17</xref>, the values of factor loading and AVE for all items considerably exceeded the thresholds of .70 and .50, respectively [<xref ref-type="bibr" rid="ref73">73</xref>]. These results indicate that each item relates strongly to the latent variable that it is assumed to measure.</p>
          <p>Discriminant validity was assessed by checking intercorrelation coefficients, comparing the square root of AVE with the intercorrelation coefficients, and comparing loadings and cross-loadings [<xref ref-type="bibr" rid="ref73">73</xref>,<xref ref-type="bibr" rid="ref77">77</xref>,<xref ref-type="bibr" rid="ref81">81</xref>]. <xref ref-type="supplementary-material" rid="app18">Multimedia Appendix 18</xref> shows that the intercorrelation coefficients (off-diagonal values) are located within acceptable ranges (&#60;.85) [<xref ref-type="bibr" rid="ref84">84</xref>]. Furthermore, each value of the square root of AVE for a construct (values on the diagonal) is higher than all intercorrelation coefficients between that construct and each other construct (<xref ref-type="supplementary-material" rid="app18">Multimedia Appendix 18</xref>). As shown in <xref ref-type="supplementary-material" rid="app19">Multimedia Appendix 19</xref>, the loading of each item on its construct was higher than the cross-loadings in rows and columns. The results of the three measures indicate that items of each construct are not related to the other constructs that it is not supposed to measure; therefore, the measurement model has acceptable discriminant validity.</p>
        </sec>
      </sec>
      <sec>
        <title>Structural Model</title>
        <sec>
          <title>Model Fit and Predictive Power</title>
          <p>The indices that were used to assess the fit of the measurement model were used again to assess the fit of the structural model. As shown in <xref ref-type="supplementary-material" rid="app20">Multimedia Appendix 20</xref>, all fit indices were within the recommended values, indicating that the structural model adequately fits the collected data. The model was able to predict about 0.53 of the variance in PE, 0.76 of the variance in BI, and 0.49 of the variance in UB (<xref rid="figure2" ref-type="fig">Figure 2</xref>).</p>
          <fig id="figure2" position="float">
            <label>Figure 2</label>
            <caption>
              <p>Structural model estimates.</p>
            </caption>
            <graphic xlink:href="jmir_v22i10e17499_fig2.png" alt-version="no" mimetype="image" position="float" xlink:type="simple"/>
          </fig>
        </sec>
        <sec>
          <title>Strengths of Relationships</title>
          <sec>
            <title>Direct Effects</title>
            <p>As seen in <xref rid="figure2" ref-type="fig">Figure 2</xref> and detailed in <xref ref-type="table" rid="table2">Table 2</xref>, all proposed direct effects were statistically significant, except for the effect of FCs on BI (β=.05, <italic>P</italic>=.08). Specifically, PPS was significantly associated with PE (β=.39) and BI (β=.23). The paths from EE to PE and BI were statistically significant (β=.25 and β=.15, respectively). There was a statistically significant relationship between SI and PE (β=.13). FCs were significantly associated with PE (β=.13) and UB (β=.25). The relationship between PE and BI was statistically significant (β=.57). BI and UB were significantly associated (β=.53). To sum up, the following hypotheses were supported: H1, H2, H7, H8, H13, H17, H19, H26, and H28 (<xref ref-type="table" rid="table2">Table 2</xref>).</p>
            <table-wrap position="float" id="table2">
              <label>Table 2</label>
              <caption>
                <p>Results of the direct effects.</p>
              </caption>
              <table width="1000" cellpadding="5" cellspacing="0" border="1" rules="groups" frame="hsides">
                <col width="160"/>
                <col width="160"/>
                <col width="340"/>
                <col width="220"/>
                <col width="120"/>
                <thead>
                  <tr valign="top">
                    <td>Hypothesis #</td>
                    <td>Path</td>
                    <td>Standardized estimate (β)</td>
                    <td>95% CI</td>
                    <td><italic>P</italic> value</td>
                  </tr>
                </thead>
                <tbody>
                  <tr valign="top">
                    <td>H1</td>
                    <td>PPS<sup>a</sup>→PE<sup>b</sup></td>
                    <td>.39</td>
                    <td>0.32 to 0.46</td>
                    <td>&#60;.001</td>
                  </tr>
                  <tr valign="top">
                    <td>H2</td>
                    <td>PPS→BI<sup>c</sup></td>
                    <td>.23</td>
                    <td>0.17 to 0.29</td>
                    <td>&#60;.001</td>
                  </tr>
                  <tr valign="top">
                    <td>H7</td>
                    <td>EE<sup>d</sup>→PE</td>
                    <td>.25</td>
                    <td>0.18 to 0.32</td>
                    <td>&#60;.001</td>
                  </tr>
                  <tr valign="top">
                    <td>H8</td>
                    <td>EE→BI</td>
                    <td>.15</td>
                    <td>0.10 to 0.21</td>
                    <td>&#60;.001</td>
                  </tr>
                  <tr valign="top">
                    <td>H13</td>
                    <td>SI<sup>e</sup>→PE</td>
                    <td>.13</td>
                    <td>0.04 to 0.22</td>
                    <td>&#60;.001</td>
                  </tr>
                  <tr valign="top">
                    <td>H17</td>
                    <td>FCs<sup>f</sup>→PE</td>
                    <td>.13</td>
                    <td>0.06 to 0.20</td>
                    <td>&#60;.001</td>
                  </tr>
                  <tr valign="top">
                    <td>H18</td>
                    <td>FCs→BI</td>
                    <td>.05</td>
                    <td>−0.003 to 0.10</td>
                    <td>.08</td>
                  </tr>
                  <tr valign="top">
                    <td>H19</td>
                    <td>FCs→UB<sup>g</sup></td>
                    <td>.25</td>
                    <td>0.20 to 0.30</td>
                    <td>&#60;.001</td>
                  </tr>
                  <tr valign="top">
                    <td>H26</td>
                    <td>PE→BI</td>
                    <td>.57</td>
                    <td>0.51 to 0.64</td>
                    <td>&#60;.001</td>
                  </tr>
                  <tr valign="top">
                    <td>H28</td>
                    <td>BI→UB</td>
                    <td>.53</td>
                    <td>0.47 to 0.58</td>
                    <td>&#60;.001</td>
                  </tr>
                </tbody>
              </table>
              <table-wrap-foot>
                <fn id="table2fn1">
                  <p><sup>a</sup>PPS: perceived privacy and security.</p>
                </fn>
                <fn id="table2fn2">
                  <p><sup>b</sup>PE: performance expectancy.</p>
                </fn>
                <fn id="table2fn3">
                  <p><sup>c</sup>BI: behavioral intention.</p>
                </fn>
                <fn id="table2fn4">
                  <p><sup>d</sup>EE: effort expectancy.</p>
                </fn>
                <fn id="table2fn5">
                  <p><sup>e</sup>SI: social influence.</p>
                </fn>
                <fn id="table2fn6">
                  <p><sup>f</sup>FC: facilitating condition.</p>
                </fn>
                <fn id="table2fn7">
                  <p><sup>g</sup>UB: use behavior.</p>
                </fn>
              </table-wrap-foot>
            </table-wrap>
          </sec>
          <sec>
            <title>Mediating Effects</title>
            <p>With regard to the mediating effects, results showed that PE significantly mediated the effect of PPS, EE, SI, and FCs on BI (β=.22, β=.14, β=.09, and β=.07, respectively; <xref ref-type="table" rid="table3">Table 3</xref>). Accordingly, H3, H9, H14, and H20 were supported in this study.</p>
            <table-wrap position="float" id="table3">
              <label>Table 3</label>
              <caption>
                <p>Results of the mediating effects.</p>
              </caption>
              <table width="1000" cellpadding="5" cellspacing="0" border="1" rules="groups" frame="hsides">
                <col width="160"/>
                <col width="230"/>
                <col width="340"/>
                <col width="150"/>
                <col width="120"/>
                <thead>
                  <tr valign="top">
                    <td>Hypothesis #</td>
                    <td>Indirect effect</td>
                    <td>Standardized estimate (β)</td>
                    <td>95% CI</td>
                    <td><italic>P</italic> value</td>
                  </tr>
                </thead>
                <tbody>
                  <tr valign="top">
                    <td>H3</td>
                    <td>PPS<sup>a</sup>→PE<sup>b</sup>→BI<sup>c</sup></td>
                    <td>.22</td>
                    <td>0.18-0.28</td>
                    <td>&#60;.001</td>
                  </tr>
                  <tr valign="top">
                    <td>H9</td>
                    <td>EE<sup>d</sup>→PE→BI</td>
                    <td>.15</td>
                    <td>0.10-0.19</td>
                    <td>&#60;.001</td>
                  </tr>
                  <tr valign="top">
                    <td>H14</td>
                    <td>SI<sup>e</sup>→PE→BI</td>
                    <td>.09</td>
                    <td>0.04-0.14</td>
                    <td>&#60;.001</td>
                  </tr>
                  <tr valign="top">
                    <td>H20</td>
                    <td>FCs<sup>f</sup>→PE→BI</td>
                    <td>.07</td>
                    <td>0.03-0.11</td>
                    <td>.002</td>
                  </tr>
                </tbody>
              </table>
              <table-wrap-foot>
                <fn id="table3fn1">
                  <p><sup>a</sup>PPS: perceived privacy and security.</p>
                </fn>
                <fn id="table3fn2">
                  <p><sup>b</sup>PE: performance expectancy.</p>
                </fn>
                <fn id="table3fn3">
                  <p><sup>c</sup>BI: behavioral intention.</p>
                </fn>
                <fn id="table3fn4">
                  <p><sup>d</sup>EE: effort expectancy.</p>
                </fn>
                <fn id="table3fn5">
                  <p><sup>e</sup>SI: social influence.</p>
                </fn>
                <fn id="table3fn6">
                  <p><sup>f</sup>FC: facilitating condition.</p>
                </fn>
              </table-wrap-foot>
            </table-wrap>
          </sec>
          <sec>
            <title>Moderating Effects</title>
            <p>With respect to the moderating effects, the effect of EE and FCs on BI statistically increased with increasing age (<italic>P</italic>=.03, <italic>P</italic>&#60;.001, respectively; <xref ref-type="table" rid="table4">Table 4</xref>). In contrast, the effect of PE on BI and the effect of BI on UB statistically decreased with increasing age (<italic>P</italic>&#60;.001, for both moderating effects).</p>
            <table-wrap position="float" id="table4">
              <label>Table 4</label>
              <caption>
                <p>Results of the moderating effect of age.</p>
              </caption>
              <table width="1000" cellpadding="5" cellspacing="0" border="1" rules="groups" frame="hsides">
                <col width="190"/>
                <col width="270"/>
                <col width="400"/>
                <col width="140"/>
                <thead>
                  <tr valign="top">
                    <td>Hypothesis #</td>
                    <td>Interaction effect</td>
                    <td>Standardized estimate (β)</td>
                    <td><italic>P</italic> value</td>
                  </tr>
                </thead>
                <tbody>
                  <tr valign="top">
                    <td>H4</td>
                    <td>PPS<sup>a</sup>×age→PE<sup>b</sup></td>
                    <td>.18</td>
                    <td>.66</td>
                  </tr>
                  <tr valign="top">
                    <td>H5</td>
                    <td>PPS×age→BI<sup>c</sup></td>
                    <td>−.02</td>
                    <td>.25</td>
                  </tr>
                  <tr valign="top">
                    <td>H10</td>
                    <td>EE<sup>d</sup>×age→PE</td>
                    <td>.14</td>
                    <td>.22</td>
                  </tr>
                  <tr valign="top">
                    <td>H11</td>
                    <td>EE×age→BI</td>
                    <td>.05</td>
                    <td>.03</td>
                  </tr>
                  <tr valign="top">
                    <td>H15</td>
                    <td>SI<sup>e</sup>×age→PE</td>
                    <td>.03</td>
                    <td>.45</td>
                  </tr>
                  <tr valign="top">
                    <td>H21</td>
                    <td>FCs<sup>f</sup>×age→PE</td>
                    <td>.21</td>
                    <td>.30</td>
                  </tr>
                  <tr valign="top">
                    <td>H22</td>
                    <td>FCs×age→BI</td>
                    <td>.03</td>
                    <td>.10</td>
                  </tr>
                  <tr valign="top">
                    <td>H23</td>
                    <td>FCs×age→UB<sup>g</sup></td>
                    <td>.16</td>
                    <td>&#60;.001</td>
                  </tr>
                  <tr valign="top">
                    <td>H27</td>
                    <td>PE×age→BI</td>
                    <td>−.10</td>
                    <td>&#60;.001</td>
                  </tr>
                  <tr valign="top">
                    <td>H29</td>
                    <td>BI×age→UB</td>
                    <td>−.21</td>
                    <td>&#60;.001</td>
                  </tr>
                </tbody>
              </table>
              <table-wrap-foot>
                <fn id="table4fn1">
                  <p><sup>a</sup>PPS: perceived privacy and security.</p>
                </fn>
                <fn id="table4fn2">
                  <p><sup>b</sup>PE: performance expectancy.</p>
                </fn>
                <fn id="table4fn3">
                  <p><sup>c</sup>BI: behavioral intention.</p>
                </fn>
                <fn id="table4fn4">
                  <p><sup>d</sup>EE: effort expectancy.</p>
                </fn>
                <fn id="table4fn5">
                  <p><sup>e</sup>SI: social influence.</p>
                </fn>
                <fn id="table4fn6">
                  <p><sup>f</sup>FC: facilitating condition.</p>
                </fn>
                <fn id="table4fn7">
                  <p><sup>g</sup>UB: use behavior.</p>
                </fn>
              </table-wrap-foot>
            </table-wrap>
            <p>Concerning the moderating effects of sex, the association between PE and BI was statistically stronger for men than for women (β=.59 vs β=.50, <italic>P</italic>=.004; <xref ref-type="table" rid="table5">Table 5</xref>). The path from BI to UB was statistically stronger for women than for men (β=.53 vs β=.03, <italic>P</italic>=.001).</p>
            <table-wrap position="float" id="table5">
              <label>Table 5</label>
              <caption>
                <p>Results of the moderating effect of sex.</p>
              </caption>
              <table width="1000" cellpadding="5" cellspacing="0" border="1" rules="groups" frame="hsides">
                <col width="110"/>
                <col width="150"/>
                <col width="180"/>
                <col width="80"/>
                <col width="180"/>
                <col width="140"/>
                <col width="160"/>
                <thead>
                  <tr valign="top">
                    <td>Hypothesis #</td>
                    <td>Hypothesized path</td>
                    <td colspan="2">Men</td>
                    <td colspan="2">Women</td>
                    <td><italic>P</italic> value for chi-square difference test</td>
                  </tr>
                  <tr valign="top">
                    <td>
                      <break/>
                    </td>
                    <td>
                      <break/>
                    </td>
                    <td>Standardized estimate (β)</td>
                    <td><italic>P</italic> value</td>
                    <td>Standardized estimate (β)</td>
                    <td><italic>P</italic> value</td>
                    <td>
                      <break/>
                    </td>
                  </tr>
                </thead>
                <tbody>
                  <tr valign="top">
                    <td>H4</td>
                    <td>PPS<sup>a</sup>→PE<sup>b</sup></td>
                    <td>.41</td>
                    <td>&#60;.001</td>
                    <td>.32</td>
                    <td>&#60;.001</td>
                    <td>.81</td>
                  </tr>
                  <tr valign="top">
                    <td>H5</td>
                    <td>PPS→BI<sup>c</sup></td>
                    <td>.25</td>
                    <td>&#60;.001</td>
                    <td>.21</td>
                    <td>&#60;.001</td>
                    <td>.39</td>
                  </tr>
                  <tr valign="top">
                    <td>H10</td>
                    <td>EE<sup>d</sup>→PE</td>
                    <td>.22</td>
                    <td>&#60;.001</td>
                    <td>.26</td>
                    <td>&#60;.001</td>
                    <td>.12</td>
                  </tr>
                  <tr valign="top">
                    <td>H11</td>
                    <td>EE→BI</td>
                    <td>.17</td>
                    <td>&#60;.01</td>
                    <td>.17</td>
                    <td>&#60;.01</td>
                    <td>.19</td>
                  </tr>
                  <tr valign="top">
                    <td>H15</td>
                    <td>SI<sup>e</sup>→PE</td>
                    <td>.068</td>
                    <td>.30</td>
                    <td>.17</td>
                    <td>&#60;.001</td>
                    <td>.09</td>
                  </tr>
                  <tr valign="top">
                    <td>H21</td>
                    <td>FCs<sup>f</sup>→PE</td>
                    <td>.08</td>
                    <td>.23</td>
                    <td>.16</td>
                    <td>&#60;.01</td>
                    <td>.14</td>
                  </tr>
                  <tr valign="top">
                    <td>H22</td>
                    <td>FCs→BI</td>
                    <td>.05</td>
                    <td>.35</td>
                    <td>.04</td>
                    <td>.33</td>
                    <td>.86</td>
                  </tr>
                  <tr valign="top">
                    <td>H23</td>
                    <td>FCs→UB<sup>g</sup></td>
                    <td>.34</td>
                    <td>&#60;.001</td>
                    <td>.24</td>
                    <td>&#60;.001</td>
                    <td>.32</td>
                  </tr>
                  <tr valign="top">
                    <td>H27</td>
                    <td>PE→BI</td>
                    <td>.59</td>
                    <td>&#60;.001</td>
                    <td>.50</td>
                    <td>&#60;.001</td>
                    <td>.004</td>
                  </tr>
                  <tr valign="top">
                    <td>H29</td>
                    <td>BI→UB</td>
                    <td>.29</td>
                    <td>&#60;.001</td>
                    <td>.53</td>
                    <td>&#60;.001</td>
                    <td>.001</td>
                  </tr>
                </tbody>
              </table>
              <table-wrap-foot>
                <fn id="table5fn1">
                  <p><sup>a</sup>PPS: perceived privacy and security.</p>
                </fn>
                <fn id="table5fn2">
                  <p><sup>b</sup>PE: performance expectancy.</p>
                </fn>
                <fn id="table5fn3">
                  <p><sup>c</sup>BI: behavioral intention.</p>
                </fn>
                <fn id="table5fn4">
                  <p><sup>d</sup>EE: effort expectancy.</p>
                </fn>
                <fn id="table5fn5">
                  <p><sup>e</sup>SI: social influence.</p>
                </fn>
                <fn id="table5fn6">
                  <p><sup>f</sup>FC: facilitating condition.</p>
                </fn>
                <fn id="table5fn7">
                  <p><sup>g</sup>UB: use behavior.</p>
                </fn>
              </table-wrap-foot>
            </table-wrap>
            <p>In relation to the moderating effect of education (<xref ref-type="table" rid="table6">Tables 6</xref>-<xref ref-type="table" rid="table8">8</xref>), the association between EE and PE was statistically stronger for the “secondary school or lower” group than for the “bachelor or higher” group (β=.31 vs β=.01, <italic>P</italic>=.049). The association between EE and BI was statistically weaker for the “bachelor or higher” group than for the “secondary school or lower” group (β=−.08 vs β=.13, <italic>P</italic>=.04) and for the college group (β=−.08 vs β=.12, <italic>P</italic>=.02; <xref ref-type="table" rid="table6">Tables 6</xref>-<xref ref-type="table" rid="table8">8</xref>). The path from FCs to UB was statistically stronger for the “secondary school or lower” group than for the college group (β=.38 vs β=.29, <italic>P</italic>=.003) and the “bachelor or higher” group (β=.38 vs β=.21, <italic>P</italic>=.03). The relationship between BI and UB was statistically stronger for the “bachelor or higher” group than for the “secondary school or lower” group (β=.48 vs β=.14, <italic>P</italic>&#60;.001) and the college group (β=.48 vs β=.39, <italic>P</italic>=.003). The relationship between BI and UB was statistically stronger for the college group than for the “secondary school or lower” group (β=.39 vs β=.14, <italic>P</italic>&#60;.001).</p>
            <table-wrap position="float" id="table6">
              <label>Table 6</label>
              <caption>
                <p>Results of the moderating effect of education level (secondary school vs college).</p>
              </caption>
              <table width="1000" cellpadding="5" cellspacing="0" border="1" rules="groups" frame="hsides">
                <col width="110"/>
                <col width="150"/>
                <col width="180"/>
                <col width="80"/>
                <col width="180"/>
                <col width="140"/>
                <col width="160"/>
                <thead>
                  <tr valign="top">
                    <td>Hypothesis #</td>
                    <td>Hypothesized path</td>
                    <td colspan="2">Secondary school or lower</td>
                    <td colspan="2">College or diploma</td>
                    <td><italic>P</italic> value for chi-square difference test</td>
                  </tr>
                  <tr valign="top">
                    <td>
                      <break/>
                    </td>
                    <td>
                      <break/>
                    </td>
                    <td>Standardized estimate (β)</td>
                    <td><italic>P</italic> value</td>
                    <td>Standardized estimate (β)</td>
                    <td><italic>P</italic> value</td>
                    <td>
                      <break/>
                    </td>
                  </tr>
                </thead>
                <tbody>
                  <tr valign="top">
                    <td>H4</td>
                    <td>PPS<sup>a</sup>→PE<sup>b</sup></td>
                    <td>.22</td>
                    <td>&#60;.001</td>
                    <td>.25</td>
                    <td>&#60;.001</td>
                    <td>.41</td>
                  </tr>
                  <tr valign="top">
                    <td>H5</td>
                    <td>PPS→BI<sup>c</sup></td>
                    <td>.15</td>
                    <td>.01</td>
                    <td>.28</td>
                    <td>&#60;.001</td>
                    <td>.18</td>
                  </tr>
                  <tr valign="top">
                    <td>H10</td>
                    <td>EE<sup>d</sup>→PE</td>
                    <td>.31</td>
                    <td>&#60;.001</td>
                    <td>.14</td>
                    <td>.045</td>
                    <td>.93</td>
                  </tr>
                  <tr valign="top">
                    <td>H11</td>
                    <td>EE→BI</td>
                    <td>.13</td>
                    <td>.02</td>
                    <td>.12</td>
                    <td>.008</td>
                    <td>.43</td>
                  </tr>
                  <tr valign="top">
                    <td>H15</td>
                    <td>SI<sup>e</sup>→PE</td>
                    <td>.10</td>
                    <td>.13</td>
                    <td>.14</td>
                    <td>.047</td>
                    <td>.42</td>
                  </tr>
                  <tr valign="top">
                    <td>H21</td>
                    <td>FCs<sup>f</sup>→PE</td>
                    <td>.20</td>
                    <td>.004</td>
                    <td>.07</td>
                    <td>.31</td>
                    <td>.56</td>
                  </tr>
                  <tr valign="top">
                    <td>H22</td>
                    <td>FCs→BI</td>
                    <td>.05</td>
                    <td>.40</td>
                    <td>.02</td>
                    <td>.64</td>
                    <td>.82</td>
                  </tr>
                  <tr valign="top">
                    <td>H23</td>
                    <td>FCs→UB<sup>g</sup></td>
                    <td>.38</td>
                    <td>&#60;.001</td>
                    <td>.29</td>
                    <td>&#60;.001</td>
                    <td>.003</td>
                  </tr>
                  <tr valign="top">
                    <td>H27</td>
                    <td>PE→BI</td>
                    <td>.55</td>
                    <td>&#60;.001</td>
                    <td>.62</td>
                    <td>&#60;.001</td>
                    <td>.53</td>
                  </tr>
                  <tr valign="top">
                    <td>H29</td>
                    <td>BI→UB</td>
                    <td>.14</td>
                    <td>.04</td>
                    <td>.39</td>
                    <td>&#60;.001</td>
                    <td>.001</td>
                  </tr>
                </tbody>
              </table>
              <table-wrap-foot>
                <fn id="table6fn1">
                  <p><sup>a</sup>PPS: perceived privacy and security.</p>
                </fn>
                <fn id="table6fn2">
                  <p><sup>b</sup>PE: performance expectancy.</p>
                </fn>
                <fn id="table6fn3">
                  <p><sup>c</sup>BI: behavioral intention.</p>
                </fn>
                <fn id="table6fn4">
                  <p><sup>d</sup>EE: effort expectancy.</p>
                </fn>
                <fn id="table6fn5">
                  <p><sup>e</sup>SI: social influence.</p>
                </fn>
                <fn id="table6fn6">
                  <p><sup>f</sup>FC: facilitating condition.</p>
                </fn>
                <fn id="table6fn7">
                  <p><sup>g</sup>UB: use behavior.</p>
                </fn>
              </table-wrap-foot>
            </table-wrap>
            <table-wrap position="float" id="table7">
              <label>Table 7</label>
              <caption>
                <p>Results of the moderating effect of education level (secondary school vs bachelor or higher).</p>
              </caption>
              <table width="1000" cellpadding="5" cellspacing="0" border="1" rules="groups" frame="hsides">
                <col width="110"/>
                <col width="150"/>
                <col width="180"/>
                <col width="80"/>
                <col width="180"/>
                <col width="140"/>
                <col width="160"/>
                <thead>
                  <tr valign="top">
                    <td>Hypothesis #</td>
                    <td>Hypothesized path</td>
                    <td colspan="2">Secondary school or lower</td>
                    <td colspan="2">Bachelor or higher</td>
                    <td><italic>P</italic> value for chi-square difference test</td>
                  </tr>
                  <tr valign="top">
                    <td>
                      <break/>
                    </td>
                    <td>
                      <break/>
                    </td>
                    <td>Standardized estimate (β)</td>
                    <td><italic>P</italic> value</td>
                    <td>Standardized estimate (β)</td>
                    <td><italic>P</italic> value</td>
                    <td>
                      <break/>
                    </td>
                  </tr>
                </thead>
                <tbody>
                  <tr valign="top">
                    <td>H4</td>
                    <td>PPS<sup>a</sup>→PE<sup>b</sup></td>
                    <td>.22</td>
                    <td>&#60;.001</td>
                    <td>.18</td>
                    <td>.03</td>
                    <td>.98</td>
                  </tr>
                  <tr valign="top">
                    <td>H5</td>
                    <td>PPS→BI<sup>c</sup></td>
                    <td>.15</td>
                    <td>.01</td>
                    <td>.28</td>
                    <td>&#60;.001</td>
                    <td>.07</td>
                  </tr>
                  <tr valign="top">
                    <td>H10</td>
                    <td>EE<sup>d</sup>→PE</td>
                    <td>.31</td>
                    <td>&#60;.001</td>
                    <td>.01</td>
                    <td>.89</td>
                    <td>.049</td>
                  </tr>
                  <tr valign="top">
                    <td>H11</td>
                    <td>EE→BI</td>
                    <td>.13</td>
                    <td>.02</td>
                    <td>−.08</td>
                    <td>.20</td>
                    <td>.04</td>
                  </tr>
                  <tr valign="top">
                    <td>H15</td>
                    <td>SI<sup>e</sup>→PE</td>
                    <td>.10</td>
                    <td>.13</td>
                    <td>.17</td>
                    <td>.02</td>
                    <td>.37</td>
                  </tr>
                  <tr valign="top">
                    <td>H21</td>
                    <td>FCs<sup>f</sup>→PE</td>
                    <td>.20</td>
                    <td>.004</td>
                    <td>.18</td>
                    <td>.02</td>
                    <td>.27</td>
                  </tr>
                  <tr valign="top">
                    <td>H22</td>
                    <td>FCs→BI</td>
                    <td>.05</td>
                    <td>.40</td>
                    <td>.004</td>
                    <td>.95</td>
                    <td>.82</td>
                  </tr>
                  <tr valign="top">
                    <td>H23</td>
                    <td>FCs→UB<sup>g</sup></td>
                    <td>.38</td>
                    <td>&#60;.001</td>
                    <td>.21</td>
                    <td>.002</td>
                    <td>.03</td>
                  </tr>
                  <tr valign="top">
                    <td>H27</td>
                    <td>PE→BI</td>
                    <td>.55</td>
                    <td>&#60;.001</td>
                    <td>.59</td>
                    <td>&#60;.001</td>
                    <td>.24</td>
                  </tr>
                  <tr valign="top">
                    <td>H29</td>
                    <td>BI→UB</td>
                    <td>.14</td>
                    <td>.04</td>
                    <td>.48</td>
                    <td>&#60;.001</td>
                    <td>.001</td>
                  </tr>
                </tbody>
              </table>
              <table-wrap-foot>
                <fn id="table7fn1">
                  <p><sup>a</sup>PPS: perceived privacy and security.</p>
                </fn>
                <fn id="table7fn2">
                  <p><sup>b</sup>PE: performance expectancy.</p>
                </fn>
                <fn id="table7fn3">
                  <p><sup>c</sup>BI: behavioral intention.</p>
                </fn>
                <fn id="table7fn4">
                  <p><sup>d</sup>EE: effort expectancy.</p>
                </fn>
                <fn id="table7fn5">
                  <p><sup>e</sup>SI: social influence.</p>
                </fn>
                <fn id="table7fn6">
                  <p><sup>f</sup>FC: facilitating condition.</p>
                </fn>
                <fn id="table7fn7">
                  <p><sup>g</sup>UB: use behavior.</p>
                </fn>
              </table-wrap-foot>
            </table-wrap>
            <table-wrap position="float" id="table8">
              <label>Table 8</label>
              <caption>
                <p>Results of the moderating effect of education level (college vs bachelor or higher).</p>
              </caption>
              <table width="1000" cellpadding="5" cellspacing="0" border="1" rules="groups" frame="hsides">
                <col width="110"/>
                <col width="150"/>
                <col width="180"/>
                <col width="80"/>
                <col width="180"/>
                <col width="140"/>
                <col width="160"/>
                <thead>
                  <tr valign="top">
                    <td>Hypothesis #</td>
                    <td>Hypothesized path</td>
                    <td colspan="2">College or diploma</td>
                    <td colspan="2">Bachelor or higher</td>
                    <td><italic>P</italic> value for chi-square difference test</td>
                  </tr>
                  <tr valign="top">
                    <td>
                      <break/>
                    </td>
                    <td>
                      <break/>
                    </td>
                    <td>Standardized estimate (β)</td>
                    <td><italic>P</italic> value</td>
                    <td>Standardized estimate (β)</td>
                    <td><italic>P</italic> value</td>
                    <td>
                      <break/>
                    </td>
                  </tr>
                </thead>
                <tbody>
                  <tr valign="top">
                    <td>H4</td>
                    <td>PPS<sup>a</sup>→PE<sup>b</sup></td>
                    <td>.25</td>
                    <td>&#60;.001</td>
                    <td>.18</td>
                    <td>.03</td>
                    <td>.12</td>
                  </tr>
                  <tr valign="top">
                    <td>H5</td>
                    <td>PPS→BI<sup>c</sup></td>
                    <td>.28</td>
                    <td>&#60;.001</td>
                    <td>.28</td>
                    <td>&#60;.001</td>
                    <td>.19</td>
                  </tr>
                  <tr valign="top">
                    <td>H10</td>
                    <td>EE<sup>d</sup>→PE</td>
                    <td>.14</td>
                    <td>.045</td>
                    <td>.01</td>
                    <td>.89</td>
                    <td>.17</td>
                  </tr>
                  <tr valign="top">
                    <td>H11</td>
                    <td>EE→BI</td>
                    <td>.12</td>
                    <td>.008</td>
                    <td>−.08</td>
                    <td>.20</td>
                    <td>.02</td>
                  </tr>
                  <tr valign="top">
                    <td>H15</td>
                    <td>SI<sup>e</sup>→PE</td>
                    <td>.14</td>
                    <td>.047</td>
                    <td>.17</td>
                    <td>.02</td>
                    <td>&#62;.99</td>
                  </tr>
                  <tr valign="top">
                    <td>H21</td>
                    <td>FCs<sup>f</sup>→PE</td>
                    <td>.07</td>
                    <td>.31</td>
                    <td>.18</td>
                    <td>.02</td>
                    <td>.17</td>
                  </tr>
                  <tr valign="top">
                    <td>H22</td>
                    <td>FCs→BI</td>
                    <td>.02</td>
                    <td>.64</td>
                    <td>.004</td>
                    <td>.95</td>
                    <td>.91</td>
                  </tr>
                  <tr valign="top">
                    <td>H23</td>
                    <td>FCs→UB<sup>g</sup></td>
                    <td>.29</td>
                    <td>&#60;.001</td>
                    <td>.21</td>
                    <td>.002</td>
                    <td>.26</td>
                  </tr>
                  <tr valign="top">
                    <td>H27</td>
                    <td>PE→BI</td>
                    <td>.62</td>
                    <td>&#60;.001</td>
                    <td>.59</td>
                    <td>&#60;.001</td>
                    <td>.06</td>
                  </tr>
                  <tr valign="top">
                    <td>H29</td>
                    <td>BI→UB</td>
                    <td>.39</td>
                    <td>&#60;.001</td>
                    <td>.48</td>
                    <td>&#60;.001</td>
                    <td>.003</td>
                  </tr>
                </tbody>
              </table>
              <table-wrap-foot>
                <fn id="table8fn1">
                  <p><sup>a</sup>PPS: perceived privacy and security.</p>
                </fn>
                <fn id="table8fn2">
                  <p><sup>b</sup>PE: performance expectancy.</p>
                </fn>
                <fn id="table8fn3">
                  <p><sup>c</sup>BI: behavioral intention.</p>
                </fn>
                <fn id="table8fn4">
                  <p><sup>d</sup>EE: effort expectancy.</p>
                </fn>
                <fn id="table8fn5">
                  <p><sup>e</sup>SI: social influence.</p>
                </fn>
                <fn id="table8fn6">
                  <p><sup>f</sup>FC: facilitating condition.</p>
                </fn>
                <fn id="table8fn7">
                  <p><sup>g</sup>UB: use behavior.</p>
                </fn>
              </table-wrap-foot>
            </table-wrap>
            <p>As shown in <xref ref-type="table" rid="table9">Tables 9</xref>-<xref ref-type="table" rid="table11">11</xref>, the association between FCs and UB was statistically stronger for patients with low-income than for patients with moderate income (β=.42 vs β=.23, <italic>P</italic>=.04) and higher income (β=.42 vs β=.07, <italic>P</italic>=.03). The path between FCs and UB was statistically stronger for patients with moderate income and those with high income (β=.23 vs β=.07, <italic>P</italic>=.003). The relationship between BI and UB was statistically stronger for patients with high income than for those with low income (β=.61 vs β=.43, <italic>P</italic>=.008) and middle income (β=.61 vs β=.41, <italic>P</italic>=.03).</p>
            <table-wrap position="float" id="table9">
              <label>Table 9</label>
              <caption>
                <p>Results of the moderating effect of income (low income vs middle income).</p>
              </caption>
              <table width="1000" cellpadding="5" cellspacing="0" border="1" rules="groups" frame="hsides">
                <col width="120"/>
                <col width="150"/>
                <col width="180"/>
                <col width="70"/>
                <col width="0"/>
                <col width="190"/>
                <col width="130"/>
                <col width="0"/>
                <col width="160"/>
                <thead>
                  <tr valign="top">
                    <td>Hypothesis #</td>
                    <td>Hypothesized path</td>
                    <td colspan="2">Low income<sup>a</sup></td>
                    <td colspan="3">Middle income<sup>b</sup></td>
                    <td colspan="2"><italic>P</italic> value for chi-square difference test</td>
                  </tr>
                  <tr valign="top">
                    <td>
                      <break/>
                    </td>
                    <td>
                      <break/>
                    </td>
                    <td>Standardized estimate (β)</td>
                    <td colspan="2"><italic>P</italic> value</td>
                    <td>Standardized estimate (β)</td>
                    <td colspan="2"><italic>P</italic> value</td>
                    <td>
                      <break/>
                    </td>
                  </tr>
                </thead>
                <tbody>
                  <tr valign="top">
                    <td>H4</td>
                    <td>PPS<sup>c</sup>→PE<sup>d</sup></td>
                    <td>.38</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.40</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.71</td>
                  </tr>
                  <tr valign="top">
                    <td>H5</td>
                    <td>PPS→BI<sup>e</sup></td>
                    <td>.24</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.27</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.91</td>
                  </tr>
                  <tr valign="top">
                    <td>H10</td>
                    <td>EE<sup>f</sup>→PE</td>
                    <td>.18</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.32</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.07</td>
                  </tr>
                  <tr valign="top">
                    <td>H11</td>
                    <td>EE→BI</td>
                    <td>.14</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.21</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.41</td>
                  </tr>
                  <tr valign="top">
                    <td>H15</td>
                    <td>SI<sup>g</sup>→PE</td>
                    <td>.14</td>
                    <td colspan="2">.006</td>
                    <td>.13</td>
                    <td colspan="2">.07</td>
                    <td>.98</td>
                  </tr>
                  <tr valign="top">
                    <td>H21</td>
                    <td>FCs<sup>h</sup>→PE</td>
                    <td>.22</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.06</td>
                    <td colspan="2">.40</td>
                    <td>.43</td>
                  </tr>
                  <tr valign="top">
                    <td>H22</td>
                    <td>FCs→BI</td>
                    <td>.08</td>
                    <td colspan="2">.09</td>
                    <td>.06</td>
                    <td colspan="2">.31</td>
                    <td>.96</td>
                  </tr>
                  <tr valign="top">
                    <td>H23</td>
                    <td>FCs→UB<sup>i</sup></td>
                    <td>.42</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.23</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.04</td>
                  </tr>
                  <tr valign="top">
                    <td>H27</td>
                    <td>PE→BI</td>
                    <td>.53</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.52</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.40</td>
                  </tr>
                  <tr valign="top">
                    <td>H29</td>
                    <td>BI→UB</td>
                    <td>.43</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.41</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.87</td>
                  </tr>
                </tbody>
              </table>
              <table-wrap-foot>
                <fn id="table9fn1">
                  <p><sup>a</sup>Low income: &#60;US $25,000.</p>
                </fn>
                <fn id="table9fn2">
                  <p><sup>b</sup>Medium income: US $25,000-US $50,999.</p>
                </fn>
                <fn id="table9fn3">
                  <p><sup>c</sup>PPS: perceived privacy and security.</p>
                </fn>
                <fn id="table9fn4">
                  <p><sup>d</sup>PE: performance expectancy.</p>
                </fn>
                <fn id="table9fn5">
                  <p><sup>e</sup>BI: behavioral intention.</p>
                </fn>
                <fn id="table9fn6">
                  <p><sup>f</sup>EE: effort expectancy.</p>
                </fn>
                <fn id="table9fn7">
                  <p><sup>g</sup>SI: social influence.</p>
                </fn>
                <fn id="table9fn8">
                  <p><sup>h</sup>FC: facilitating condition.</p>
                </fn>
                <fn id="table9fn9">
                  <p><sup>i</sup>UB: use behavior.</p>
                </fn>
              </table-wrap-foot>
            </table-wrap>
            <table-wrap position="float" id="table10">
              <label>Table 10</label>
              <caption>
                <p>Results of the moderating effect of income (low income vs high income).</p>
              </caption>
              <table width="1000" cellpadding="5" cellspacing="0" border="1" rules="groups" frame="hsides">
                <col width="110"/>
                <col width="150"/>
                <col width="180"/>
                <col width="80"/>
                <col width="180"/>
                <col width="140"/>
                <col width="160"/>
                <thead>
                  <tr valign="top">
                    <td>Hypothesis #</td>
                    <td>Hypothesized path</td>
                    <td colspan="2">Low income<sup>a</sup></td>
                    <td colspan="2">High income<sup>b</sup></td>
                    <td><italic>P</italic> value for chi-square difference test</td>
                  </tr>
                  <tr valign="top">
                    <td>
                      <break/>
                    </td>
                    <td>
                      <break/>
                    </td>
                    <td>Standardized estimate (β)</td>
                    <td><italic>P</italic> value</td>
                    <td>Standardized estimate (β)</td>
                    <td><italic>P</italic> value</td>
                    <td>
                      <break/>
                    </td>
                  </tr>
                </thead>
                <tbody>
                  <tr valign="top">
                    <td>H4</td>
                    <td>PPS<sup>c</sup>→PE<sup>d</sup></td>
                    <td>.38</td>
                    <td>&#60;.001</td>
                    <td>.39</td>
                    <td>&#60;.001</td>
                    <td>.92</td>
                  </tr>
                  <tr valign="top">
                    <td>H5</td>
                    <td>PPS→BI<sup>e</sup></td>
                    <td>.24</td>
                    <td>&#60;.001</td>
                    <td>.23</td>
                    <td>&#60;.001</td>
                    <td>.81</td>
                  </tr>
                  <tr valign="top">
                    <td>H10</td>
                    <td>EE<sup>f</sup>→PE</td>
                    <td>.18</td>
                    <td>&#60;.001</td>
                    <td>.24</td>
                    <td>.01</td>
                    <td>.60</td>
                  </tr>
                  <tr valign="top">
                    <td>H11</td>
                    <td>EE→BI</td>
                    <td>.14</td>
                    <td>&#60;.001</td>
                    <td>.09</td>
                    <td>.13</td>
                    <td>.53</td>
                  </tr>
                  <tr valign="top">
                    <td>H15</td>
                    <td>SI<sup>g</sup>→PE</td>
                    <td>.14</td>
                    <td>.006</td>
                    <td>.19</td>
                    <td>.054</td>
                    <td>.45</td>
                  </tr>
                  <tr valign="top">
                    <td>H21</td>
                    <td>FCs<sup>h</sup>→PE</td>
                    <td>.22</td>
                    <td>&#60;.001</td>
                    <td>−.11</td>
                    <td>.29</td>
                    <td>.06</td>
                  </tr>
                  <tr valign="top">
                    <td>H22</td>
                    <td>FCs→BI</td>
                    <td>.08</td>
                    <td>.09</td>
                    <td>.03</td>
                    <td>.63</td>
                    <td>.96</td>
                  </tr>
                  <tr valign="top">
                    <td>H23</td>
                    <td>FCs→UB<sup>i</sup></td>
                    <td>.42</td>
                    <td>&#60;.001</td>
                    <td>.07</td>
                    <td>.40</td>
                    <td>.03</td>
                  </tr>
                  <tr valign="top">
                    <td>H27</td>
                    <td>PE→BI</td>
                    <td>.53</td>
                    <td>&#60;.001</td>
                    <td>.66</td>
                    <td>&#60;.001</td>
                    <td>.12</td>
                  </tr>
                  <tr valign="top">
                    <td>H29</td>
                    <td>BI→UB</td>
                    <td>.43</td>
                    <td>&#60;.001</td>
                    <td>.61</td>
                    <td>&#60;.001</td>
                    <td>.008</td>
                  </tr>
                </tbody>
              </table>
              <table-wrap-foot>
                <fn id="table10fn1">
                  <p><sup>a</sup>Low income: &#60;US $25,000.</p>
                </fn>
                <fn id="table10fn2">
                  <p><sup>b</sup>High income: ≥US $51,000.</p>
                </fn>
                <fn id="table10fn3">
                  <p><sup>c</sup>PPS: perceived privacy and security.</p>
                </fn>
                <fn id="table10fn4">
                  <p><sup>d</sup>PE: performance expectancy.</p>
                </fn>
                <fn id="table10fn5">
                  <p><sup>e</sup>BI: behavioral intention.</p>
                </fn>
                <fn id="table10fn6">
                  <p><sup>f</sup>EE: effort expectancy.</p>
                </fn>
                <fn id="table10fn7">
                  <p><sup>g</sup>SI: social influence.</p>
                </fn>
                <fn id="table10fn8">
                  <p><sup>h</sup>FC: facilitating condition.</p>
                </fn>
                <fn id="table10fn9">
                  <p><sup>i</sup>UB: use behavior.</p>
                </fn>
              </table-wrap-foot>
            </table-wrap>
            <table-wrap position="float" id="table11">
              <label>Table 11</label>
              <caption>
                <p>Results of the moderating effect of income (middle income vs high income).</p>
              </caption>
              <table width="1000" cellpadding="5" cellspacing="0" border="1" rules="groups" frame="hsides">
                <col width="110"/>
                <col width="150"/>
                <col width="180"/>
                <col width="80"/>
                <col width="180"/>
                <col width="140"/>
                <col width="0"/>
                <col width="160"/>
                <thead>
                  <tr valign="top">
                    <td>Hypothesis #</td>
                    <td>Hypothesized path</td>
                    <td colspan="2">Middle income<sup>a</sup></td>
                    <td colspan="2">High income<sup>b</sup></td>
                    <td colspan="2"><italic>P</italic> value for chi-square difference test</td>
                  </tr>
                  <tr valign="top">
                    <td>
                      <break/>
                    </td>
                    <td>
                      <break/>
                    </td>
                    <td>Standardized estimate (β)</td>
                    <td><italic>P</italic> value</td>
                    <td>Standardized estimate (β)</td>
                    <td colspan="2"><italic>P</italic> value</td>
                    <td>
                      <break/>
                    </td>
                  </tr>
                </thead>
                <tbody>
                  <tr valign="top">
                    <td>H4</td>
                    <td>PPS<sup>c</sup>→PE<sup>d</sup></td>
                    <td>.40</td>
                    <td>&#60;.001</td>
                    <td>.39</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.83</td>
                  </tr>
                  <tr valign="top">
                    <td>H5</td>
                    <td>PPS→BI<sup>e</sup></td>
                    <td>.27</td>
                    <td>&#60;.001</td>
                    <td>.23</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.75</td>
                  </tr>
                  <tr valign="top">
                    <td>H10</td>
                    <td>EE<sup>f</sup>→PE</td>
                    <td>.32</td>
                    <td>&#60;.001</td>
                    <td>.24</td>
                    <td colspan="2">.01</td>
                    <td>.22</td>
                  </tr>
                  <tr valign="top">
                    <td>H11</td>
                    <td>EE→BI</td>
                    <td>.21</td>
                    <td>&#60;.001</td>
                    <td>.09</td>
                    <td colspan="2">.13</td>
                    <td>.21</td>
                  </tr>
                  <tr valign="top">
                    <td>H15</td>
                    <td>SI<sup>g</sup>→PE</td>
                    <td>.13</td>
                    <td>.07</td>
                    <td>.19</td>
                    <td colspan="2">.054</td>
                    <td>.51</td>
                  </tr>
                  <tr valign="top">
                    <td>H21</td>
                    <td>FCs<sup>h</sup>→PE</td>
                    <td>.06</td>
                    <td>.40</td>
                    <td>−.11</td>
                    <td colspan="2">.29</td>
                    <td>.18</td>
                  </tr>
                  <tr valign="top">
                    <td>H22</td>
                    <td>FCs→BI</td>
                    <td>.06</td>
                    <td>.31</td>
                    <td>.03</td>
                    <td colspan="2">.63</td>
                    <td>.96</td>
                  </tr>
                  <tr valign="top">
                    <td>H23</td>
                    <td>FCs→UB<sup>i</sup></td>
                    <td>.23</td>
                    <td>&#60;.001</td>
                    <td>.07</td>
                    <td colspan="2">.40</td>
                    <td>.003</td>
                  </tr>
                  <tr valign="top">
                    <td>H27</td>
                    <td>PE→BI</td>
                    <td>.52</td>
                    <td>&#60;.001</td>
                    <td>.66</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.07</td>
                  </tr>
                  <tr valign="top">
                    <td>H29</td>
                    <td>BI→UB</td>
                    <td>.41</td>
                    <td>&#60;.001</td>
                    <td>.61</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.03</td>
                  </tr>
                </tbody>
              </table>
              <table-wrap-foot>
                <fn id="table11fn1">
                  <p><sup>a</sup>Medium income: US $25,000-US $50,999.</p>
                </fn>
                <fn id="table11fn2">
                  <p><sup>b</sup>High income: ≥US $51,000.</p>
                </fn>
                <fn id="table11fn3">
                  <p><sup>c</sup>PPS: perceived privacy and security.</p>
                </fn>
                <fn id="table11fn4">
                  <p><sup>d</sup>PE: performance expectancy.</p>
                </fn>
                <fn id="table11fn5">
                  <p><sup>e</sup>BI: behavioral intention.</p>
                </fn>
                <fn id="table11fn6">
                  <p><sup>f</sup>EE: effort expectancy.</p>
                </fn>
                <fn id="table11fn7">
                  <p><sup>g</sup>SI: social influence.</p>
                </fn>
                <fn id="table11fn8">
                  <p><sup>h</sup>FC: facilitating condition.</p>
                </fn>
                <fn id="table11fn9">
                  <p><sup>i</sup>UB: use behavior.</p>
                </fn>
              </table-wrap-foot>
            </table-wrap>
            <p>With respect to the moderating effect of internet access (<xref ref-type="table" rid="table12">Table 12</xref>), the paths EE→BI and FCs→UB were statistically stronger for patients without internet access than for those with internet access (<italic>P</italic>=.03, <italic>P</italic>&#60;.001, respectively). In contrast, the paths PE→BI and BI→UB were statistically stronger for patients with internet access than for those without internet access (<italic>P</italic>=.005 and <italic>P</italic>=.002, respectively). According to the results of all moderating effects, the following hypotheses were partially supported: H10, H11, H23, H27, and H29.</p>
            <table-wrap position="float" id="table12">
              <label>Table 12</label>
              <caption>
                <p>Results of the moderating effect of internet access.</p>
              </caption>
              <table width="1000" cellpadding="5" cellspacing="0" border="1" rules="groups" frame="hsides">
                <col width="110"/>
                <col width="150"/>
                <col width="180"/>
                <col width="80"/>
                <col width="0"/>
                <col width="180"/>
                <col width="140"/>
                <col width="0"/>
                <col width="160"/>
                <thead>
                  <tr valign="top">
                    <td>Hypothesis #</td>
                    <td>Hypothesized path</td>
                    <td colspan="2">Internet access</td>
                    <td colspan="3">No internet access</td>
                    <td colspan="2"><italic>P</italic> value for chi-square difference test</td>
                  </tr>
                  <tr valign="top">
                    <td>
                      <break/>
                    </td>
                    <td>
                      <break/>
                    </td>
                    <td>Standardized estimate (β)</td>
                    <td colspan="2"><italic>P</italic> value</td>
                    <td>Standardized estimate (β)</td>
                    <td colspan="2"><italic>P</italic> value</td>
                    <td>
                      <break/>
                    </td>
                  </tr>
                </thead>
                <tbody>
                  <tr valign="top">
                    <td>H4</td>
                    <td>PPS<sup>a</sup>→PE<sup>b</sup></td>
                    <td>.40</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.35</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.68</td>
                  </tr>
                  <tr valign="top">
                    <td>H5</td>
                    <td>PPS→BI<sup>c</sup></td>
                    <td>.21</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.30</td>
                    <td colspan="2">.002</td>
                    <td>.93</td>
                  </tr>
                  <tr valign="top">
                    <td>H10</td>
                    <td>EE<sup>d</sup>→PE</td>
                    <td>.25</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.24</td>
                    <td colspan="2">.02</td>
                    <td>.36</td>
                  </tr>
                  <tr valign="top">
                    <td>H11</td>
                    <td>EE→BI</td>
                    <td>.10</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.27</td>
                    <td colspan="2">.007</td>
                    <td>.03</td>
                  </tr>
                  <tr valign="top">
                    <td>H15</td>
                    <td>SI<sup>e</sup>→PE</td>
                    <td>.14</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.07</td>
                    <td colspan="2">.51</td>
                    <td>.26</td>
                  </tr>
                  <tr valign="top">
                    <td>H21</td>
                    <td>FCs<sup>f</sup>→PE</td>
                    <td>.12</td>
                    <td colspan="2">.006</td>
                    <td>.22</td>
                    <td colspan="2">.06</td>
                    <td>.89</td>
                  </tr>
                  <tr valign="top">
                    <td>H22</td>
                    <td>FCs→BI</td>
                    <td>.04</td>
                    <td colspan="2">.17</td>
                    <td>.07</td>
                    <td colspan="2">.46</td>
                    <td>.89</td>
                  </tr>
                  <tr valign="top">
                    <td>H23</td>
                    <td>FCs→UB<sup>g</sup></td>
                    <td>.20</td>
                    <td colspan="2">.03</td>
                    <td>.34</td>
                    <td colspan="2">&#60;.001</td>
                    <td>&#60;.001</td>
                  </tr>
                  <tr valign="top">
                    <td>H27</td>
                    <td>PE→BI</td>
                    <td>.59</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.39</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.005</td>
                  </tr>
                  <tr valign="top">
                    <td>H29</td>
                    <td>BI→UB</td>
                    <td>.51</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.31</td>
                    <td colspan="2">.004</td>
                    <td>.002</td>
                  </tr>
                </tbody>
              </table>
              <table-wrap-foot>
                <fn id="table12fn1">
                  <p><sup>a</sup>PPS: perceived privacy and security.</p>
                </fn>
                <fn id="table12fn2">
                  <p><sup>b</sup>PE: performance expectancy.</p>
                </fn>
                <fn id="table12fn3">
                  <p><sup>c</sup>BI: behavioral intention.</p>
                </fn>
                <fn id="table12fn4">
                  <p><sup>d</sup>EE: effort expectancy.</p>
                </fn>
                <fn id="table12fn5">
                  <p><sup>e</sup>SI: social influence.</p>
                </fn>
                <fn id="table12fn6">
                  <p><sup>f</sup>FCs: facilitating conditions.</p>
                </fn>
                <fn id="table12fn7">
                  <p><sup>g</sup>UB: use behavior.</p>
                </fn>
              </table-wrap-foot>
            </table-wrap>
          </sec>
          <sec>
            <title>Moderated Mediating Effects</title>
            <p>With regard to the proposed moderated mediations, the indirect effects of EE and SI on BI were statistically stronger for women than for men (<italic>P</italic>=.03 and <italic>P</italic>=.01, respectively; <xref ref-type="table" rid="table13">Table 13</xref>). The indirect effect of PPS on BI was stronger for patients with college or diploma compared with those with secondary school and lower (<xref ref-type="table" rid="table14">Tables 14</xref>-<xref ref-type="table" rid="table16">16</xref>). In contrast, the indirect effect of EE on BI was stronger for patients with secondary school or lower than for those with college or diploma (<xref ref-type="table" rid="table14">Tables 14</xref>-<xref ref-type="table" rid="table16">16</xref>). There was no moderating effect of income on all indirect effects (<xref ref-type="table" rid="table16">Tables 16</xref>-<xref ref-type="table" rid="table19">19</xref>). As shown in <xref ref-type="table" rid="table20">Table 20</xref>, the indirect effect of PPS on BI is statistically stronger for patients with internet access (<italic>P</italic>&#60;.001). The indirect effect of EE on BI was statistically stronger for patients without internet access (<italic>P</italic>=.03). Accordingly, the following hypotheses were partially supported: H6, H12, and H16.</p>
            <table-wrap position="float" id="table13">
              <label>Table 13</label>
              <caption>
                <p>Results of the moderating effect of sex on indirect paths.</p>
              </caption>
              <table width="1000" cellpadding="5" cellspacing="0" border="1" rules="groups" frame="hsides">
                <col width="110"/>
                <col width="150"/>
                <col width="180"/>
                <col width="80"/>
                <col width="0"/>
                <col width="180"/>
                <col width="140"/>
                <col width="0"/>
                <col width="160"/>
                <thead>
                  <tr valign="top">
                    <td>Hypothesis #</td>
                    <td>Hypothesized path</td>
                    <td colspan="2">Men</td>
                    <td colspan="3">Women</td>
                    <td colspan="2"><italic>P</italic> value for chi-square difference test</td>
                  </tr>
                  <tr valign="top">
                    <td>
                      <break/>
                    </td>
                    <td>
                      <break/>
                    </td>
                    <td>Standardized estimate (β)</td>
                    <td colspan="2"><italic>P</italic> value</td>
                    <td>Standardized estimate (β)</td>
                    <td colspan="2"><italic>P</italic> value</td>
                    <td>
                      <break/>
                    </td>
                  </tr>
                </thead>
                <tbody>
                  <tr valign="top">
                    <td>H6</td>
                    <td>PPS<sup>a</sup>→PE<sup>b</sup>→BI<sup>c</sup></td>
                    <td>.21</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.19</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.24</td>
                  </tr>
                  <tr valign="top">
                    <td>H12</td>
                    <td>EE<sup>d</sup>→PE→BI</td>
                    <td>.11</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.16</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.03</td>
                  </tr>
                  <tr valign="top">
                    <td>H16</td>
                    <td>SI<sup>e</sup>→PE→BI</td>
                    <td>.03</td>
                    <td colspan="2">.18</td>
                    <td>.10</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.01</td>
                  </tr>
                  <tr valign="top">
                    <td>H24</td>
                    <td>FCs<sup>f</sup>→PE→BI</td>
                    <td>.04</td>
                    <td colspan="2">.23</td>
                    <td>.10</td>
                    <td colspan="2">.004</td>
                    <td>.06</td>
                  </tr>
                </tbody>
              </table>
              <table-wrap-foot>
                <fn id="table13fn1">
                  <p><sup>a</sup>PPS: perceived privacy and security.</p>
                </fn>
                <fn id="table13fn2">
                  <p><sup>b</sup>PE: performance expectancy.</p>
                </fn>
                <fn id="table13fn3">
                  <p><sup>c</sup>BI: behavioral intention.</p>
                </fn>
                <fn id="table13fn4">
                  <p><sup>d</sup>EE: effort expectancy.</p>
                </fn>
                <fn id="table13fn5">
                  <p><sup>e</sup>SI: social influence.</p>
                </fn>
                <fn id="table13fn6">
                  <p><sup>f</sup>FC: facilitating condition.</p>
                </fn>
              </table-wrap-foot>
            </table-wrap>
            <table-wrap position="float" id="table14">
              <label>Table 14</label>
              <caption>
                <p>Results of the moderating effect of education on indirect paths (school vs college).</p>
              </caption>
              <table width="1000" cellpadding="5" cellspacing="0" border="1" rules="groups" frame="hsides">
                <col width="110"/>
                <col width="150"/>
                <col width="180"/>
                <col width="80"/>
                <col width="180"/>
                <col width="140"/>
                <col width="160"/>
                <thead>
                  <tr valign="top">
                    <td>Hypothesis #</td>
                    <td>Hypothesized path</td>
                    <td colspan="2">Secondary school or lower</td>
                    <td colspan="2">College or diploma</td>
                    <td><italic>P</italic> value for chi-square difference test</td>
                  </tr>
                  <tr valign="top">
                    <td>
                      <break/>
                    </td>
                    <td>
                      <break/>
                    </td>
                    <td>Standardized estimate (β)</td>
                    <td><italic>P</italic> value</td>
                    <td>Standardized estimate (β)</td>
                    <td><italic>P</italic> value</td>
                    <td>
                      <break/>
                    </td>
                  </tr>
                </thead>
                <tbody>
                  <tr valign="top">
                    <td>H6</td>
                    <td>PPS<sup>a</sup>→PE<sup>b</sup>→BI<sup>c</sup></td>
                    <td>.12</td>
                    <td>&#60;.001</td>
                    <td>.30</td>
                    <td>.002</td>
                    <td>.007</td>
                  </tr>
                  <tr valign="top">
                    <td>H12</td>
                    <td>EE<sup>d</sup>→PE→BI</td>
                    <td>.17</td>
                    <td>&#60;.001</td>
                    <td>.01</td>
                    <td>.90</td>
                    <td>.045</td>
                  </tr>
                  <tr valign="top">
                    <td>H16</td>
                    <td>SI<sup>e</sup>→PE→BI</td>
                    <td>.06</td>
                    <td>.11</td>
                    <td>.08</td>
                    <td>.02</td>
                    <td>.45</td>
                  </tr>
                  <tr valign="top">
                    <td>H24</td>
                    <td>FCs<sup>f</sup>→PE→BI</td>
                    <td>.11</td>
                    <td>.007</td>
                    <td>.04</td>
                    <td>.31</td>
                    <td>.49</td>
                  </tr>
                </tbody>
              </table>
              <table-wrap-foot>
                <fn id="table14fn1">
                  <p><sup>a</sup>PPS: perceived privacy and security.</p>
                </fn>
                <fn id="table14fn2">
                  <p><sup>b</sup>PE: performance expectancy.</p>
                </fn>
                <fn id="table14fn3">
                  <p><sup>c</sup>BI: behavioral intention.</p>
                </fn>
                <fn id="table14fn4">
                  <p><sup>d</sup>EE: effort expectancy.</p>
                </fn>
                <fn id="table14fn5">
                  <p><sup>e</sup>SI: social influence.</p>
                </fn>
                <fn id="table14fn6">
                  <p><sup>f</sup>FC: facilitating condition.</p>
                </fn>
              </table-wrap-foot>
            </table-wrap>
            <table-wrap position="float" id="table15">
              <label>Table 15</label>
              <caption>
                <p>Results of the moderating effect of education on indirect paths (school vs bachelor).</p>
              </caption>
              <table width="1000" cellpadding="5" cellspacing="0" border="1" rules="groups" frame="hsides">
                <col width="110"/>
                <col width="150"/>
                <col width="180"/>
                <col width="80"/>
                <col width="180"/>
                <col width="140"/>
                <col width="160"/>
                <thead>
                  <tr valign="top">
                    <td>Hypothesis #</td>
                    <td>Hypothesized path</td>
                    <td colspan="2">Secondary school or lower</td>
                    <td colspan="2">Bachelor or higher</td>
                    <td><italic>P</italic> value for chi-square difference test</td>
                  </tr>
                  <tr valign="top">
                    <td>
                      <break/>
                    </td>
                    <td>
                      <break/>
                    </td>
                    <td>Standardized estimate (β)</td>
                    <td><italic>P</italic> value</td>
                    <td>Standardized estimate (β)</td>
                    <td><italic>P</italic> value</td>
                    <td>
                      <break/>
                    </td>
                  </tr>
                </thead>
                <tbody>
                  <tr valign="top">
                    <td>H6</td>
                    <td>PPS<sup>a</sup>→PE<sup>b</sup>→BI<sup>c</sup></td>
                    <td>.12</td>
                    <td>&#60;.001</td>
                    <td>.11</td>
                    <td>.04</td>
                    <td>.75</td>
                  </tr>
                  <tr valign="top">
                    <td>H12</td>
                    <td>EE<sup>d</sup>→PE→BI</td>
                    <td>.17</td>
                    <td>&#60;.001</td>
                    <td>.08</td>
                    <td>.09</td>
                    <td>.81</td>
                  </tr>
                  <tr valign="top">
                    <td>H16</td>
                    <td>SI<sup>e</sup>→PE→BI</td>
                    <td>.06</td>
                    <td>.11</td>
                    <td>.10</td>
                    <td>.03</td>
                    <td>.27</td>
                  </tr>
                  <tr valign="top">
                    <td>H24</td>
                    <td>FCs<sup>f</sup>→PE→BI</td>
                    <td>.11</td>
                    <td>.007</td>
                    <td>.10</td>
                    <td>.05</td>
                    <td>.26</td>
                  </tr>
                </tbody>
              </table>
              <table-wrap-foot>
                <fn id="table15fn1">
                  <p><sup>a</sup>PPS: perceived privacy and security.</p>
                </fn>
                <fn id="table15fn2">
                  <p><sup>b</sup>PE: performance expectancy.</p>
                </fn>
                <fn id="table15fn3">
                  <p><sup>c</sup>BI: behavioral intention.</p>
                </fn>
                <fn id="table15fn4">
                  <p><sup>d</sup>EE: effort expectancy.</p>
                </fn>
                <fn id="table15fn5">
                  <p><sup>e</sup>SI: social influence.</p>
                </fn>
                <fn id="table15fn6">
                  <p><sup>f</sup>FC: facilitating condition.</p>
                </fn>
              </table-wrap-foot>
            </table-wrap>
            <table-wrap position="float" id="table16">
              <label>Table 16</label>
              <caption>
                <p>Results of the moderating effect of education on indirect paths (college vs bachelor).</p>
              </caption>
              <table width="1000" cellpadding="5" cellspacing="0" border="1" rules="groups" frame="hsides">
                <col width="110"/>
                <col width="150"/>
                <col width="180"/>
                <col width="80"/>
                <col width="0"/>
                <col width="180"/>
                <col width="140"/>
                <col width="0"/>
                <col width="160"/>
                <thead>
                  <tr valign="top">
                    <td>Hypothesis #</td>
                    <td>Hypothesized path</td>
                    <td colspan="2">College or diploma</td>
                    <td colspan="3">Bachelor or higher</td>
                    <td colspan="2"><italic>P</italic> value for chi-square difference test</td>
                  </tr>
                  <tr valign="top">
                    <td>
                      <break/>
                    </td>
                    <td>
                      <break/>
                    </td>
                    <td>Standardized estimate (β)</td>
                    <td colspan="2"><italic>P</italic> value</td>
                    <td>Standardized estimate (β)</td>
                    <td colspan="2"><italic>P</italic> value</td>
                    <td>
                      <break/>
                    </td>
                  </tr>
                </thead>
                <tbody>
                  <tr valign="top">
                    <td>H6</td>
                    <td>PPS<sup>a</sup>→PE<sup>b</sup>→BI<sup>c</sup></td>
                    <td>.30</td>
                    <td colspan="2">.002</td>
                    <td>.11</td>
                    <td colspan="2">.04</td>
                    <td>.16</td>
                  </tr>
                  <tr valign="top">
                    <td>H12</td>
                    <td>EE<sup>d</sup>→PE→BI</td>
                    <td>.01</td>
                    <td colspan="2">.90</td>
                    <td>.08</td>
                    <td colspan="2">.09</td>
                    <td>.16</td>
                  </tr>
                  <tr valign="top">
                    <td>H16</td>
                    <td>SI<sup>e</sup>→PE→BI</td>
                    <td>.08</td>
                    <td colspan="2">.02</td>
                    <td>.10</td>
                    <td colspan="2">.03</td>
                    <td>.59</td>
                  </tr>
                  <tr valign="top">
                    <td>H24</td>
                    <td>FCs<sup>f</sup>→PE→BI</td>
                    <td>.04</td>
                    <td colspan="2">.31</td>
                    <td>.10</td>
                    <td colspan="2">.05</td>
                    <td>.14</td>
                  </tr>
                </tbody>
              </table>
              <table-wrap-foot>
                <fn id="table16fn1">
                  <p><sup>a</sup>PPS: perceived privacy and security.</p>
                </fn>
                <fn id="table16fn2">
                  <p><sup>b</sup>PE: performance expectancy.</p>
                </fn>
                <fn id="table16fn3">
                  <p><sup>c</sup>BI: behavioral intention.</p>
                </fn>
                <fn id="table16fn4">
                  <p><sup>d</sup>EE: effort expectancy.</p>
                </fn>
                <fn id="table16fn5">
                  <p><sup>e</sup>SI: social influence.</p>
                </fn>
                <fn id="table16fn6">
                  <p><sup>f</sup>FC: facilitating condition.</p>
                </fn>
              </table-wrap-foot>
            </table-wrap>
            <table-wrap position="float" id="table17">
              <label>Table 17</label>
              <caption>
                <p>Results of the moderating effect of income on indirect paths (low income vs middle income).</p>
              </caption>
              <table width="1000" cellpadding="5" cellspacing="0" border="1" rules="groups" frame="hsides">
                <col width="110"/>
                <col width="150"/>
                <col width="180"/>
                <col width="80"/>
                <col width="180"/>
                <col width="140"/>
                <col width="160"/>
                <thead>
                  <tr valign="top">
                    <td>Hypothesis #</td>
                    <td>Hypothesized path</td>
                    <td colspan="2">Low income</td>
                    <td colspan="2">Middle income</td>
                    <td><italic>P</italic> value for chi-square difference test</td>
                  </tr>
                  <tr valign="top">
                    <td>
                      <break/>
                    </td>
                    <td>
                      <break/>
                    </td>
                    <td>Standardized estimate (β)</td>
                    <td><italic>P</italic> value</td>
                    <td>Standardized estimate (β)</td>
                    <td><italic>P</italic> value</td>
                    <td>
                      <break/>
                    </td>
                  </tr>
                </thead>
                <tbody>
                  <tr valign="top">
                    <td>H6</td>
                    <td>PPS<sup>a</sup>→PE<sup>b</sup>→BI<sup>c</sup></td>
                    <td>.20</td>
                    <td>&#60;.001</td>
                    <td>.21</td>
                    <td>&#60;.001</td>
                    <td>.84</td>
                  </tr>
                  <tr valign="top">
                    <td>H12</td>
                    <td>EE<sup>d</sup>→PE→BI</td>
                    <td>.10</td>
                    <td>&#60;.001</td>
                    <td>.19</td>
                    <td>.002</td>
                    <td>.13</td>
                  </tr>
                  <tr valign="top">
                    <td>H16</td>
                    <td>SI<sup>e</sup>→PE→BI</td>
                    <td>.07</td>
                    <td>.01</td>
                    <td>.07</td>
                    <td>.09</td>
                    <td>.90</td>
                  </tr>
                  <tr valign="top">
                    <td>H24</td>
                    <td>FCs<sup>f</sup>→PE→BI</td>
                    <td>.12</td>
                    <td>.002</td>
                    <td>.03</td>
                    <td>.37</td>
                    <td>.32</td>
                  </tr>
                </tbody>
              </table>
              <table-wrap-foot>
                <fn id="table17fn1">
                  <p><sup>a</sup>PPS: perceived privacy and security.</p>
                </fn>
                <fn id="table17fn2">
                  <p><sup>b</sup>PE: performance expectancy.</p>
                </fn>
                <fn id="table17fn3">
                  <p><sup>c</sup>BI: behavioral intention.</p>
                </fn>
                <fn id="table17fn4">
                  <p><sup>d</sup>EE: effort expectancy.</p>
                </fn>
                <fn id="table17fn5">
                  <p><sup>e</sup>SI: social influence.</p>
                </fn>
                <fn id="table17fn6">
                  <p><sup>f</sup>FC: facilitating condition.</p>
                </fn>
              </table-wrap-foot>
            </table-wrap>
            <table-wrap position="float" id="table18">
              <label>Table 18</label>
              <caption>
                <p>Results of the moderating effect of income on indirect paths (low income vs high income).</p>
              </caption>
              <table width="1000" cellpadding="5" cellspacing="0" border="1" rules="groups" frame="hsides">
                <col width="110"/>
                <col width="150"/>
                <col width="180"/>
                <col width="80"/>
                <col width="180"/>
                <col width="140"/>
                <col width="160"/>
                <thead>
                  <tr valign="top">
                    <td>Hypothesis #</td>
                    <td>Hypothesized path</td>
                    <td colspan="2">Low income</td>
                    <td colspan="2">High income</td>
                    <td><italic>P</italic> value for chi-square difference test</td>
                  </tr>
                  <tr valign="top">
                    <td>
                      <break/>
                    </td>
                    <td>
                      <break/>
                    </td>
                    <td>Standardized estimate (β)</td>
                    <td><italic>P</italic> value</td>
                    <td>Standardized estimate (β)</td>
                    <td><italic>P</italic> value</td>
                    <td>
                      <break/>
                    </td>
                  </tr>
                </thead>
                <tbody>
                  <tr valign="top">
                    <td>H6</td>
                    <td>PPS<sup>a</sup>→PE<sup>b</sup>→BI<sup>c</sup></td>
                    <td>.20</td>
                    <td>&#60;.001</td>
                    <td>.27</td>
                    <td>.002</td>
                    <td>.56</td>
                  </tr>
                  <tr valign="top">
                    <td>H12</td>
                    <td>EE<sup>d</sup>→PE→BI</td>
                    <td>.10</td>
                    <td>&#60;.001</td>
                    <td>.16</td>
                    <td>.03</td>
                    <td>.37</td>
                  </tr>
                  <tr valign="top">
                    <td>H16</td>
                    <td>SI<sup>e</sup>→PE→BI</td>
                    <td>.07</td>
                    <td>.01</td>
                    <td>.13</td>
                    <td>.04</td>
                    <td>.28</td>
                  </tr>
                  <tr valign="top">
                    <td>H24</td>
                    <td>FCs<sup>f</sup>→PE→BI</td>
                    <td>.12</td>
                    <td>.002</td>
                    <td>−.07</td>
                    <td>.22</td>
                    <td>.06</td>
                  </tr>
                </tbody>
              </table>
              <table-wrap-foot>
                <fn id="table18fn1">
                  <p><sup>a</sup>PPS: perceived privacy and security.</p>
                </fn>
                <fn id="table18fn2">
                  <p><sup>b</sup>PE: performance expectancy.</p>
                </fn>
                <fn id="table18fn3">
                  <p><sup>c</sup>BI: behavioral intention.</p>
                </fn>
                <fn id="table18fn4">
                  <p><sup>d</sup>EE: effort expectancy.</p>
                </fn>
                <fn id="table18fn5">
                  <p><sup>e</sup>SI: social influence.</p>
                </fn>
                <fn id="table18fn6">
                  <p><sup>f</sup>FC: facilitating condition.</p>
                </fn>
              </table-wrap-foot>
            </table-wrap>
            <table-wrap position="float" id="table19">
              <label>Table 19</label>
              <caption>
                <p>Results of the moderating effect of income on indirect paths (middle income vs high income).</p>
              </caption>
              <table width="1000" cellpadding="5" cellspacing="0" border="1" rules="groups" frame="hsides">
                <col width="110"/>
                <col width="150"/>
                <col width="180"/>
                <col width="80"/>
                <col width="0"/>
                <col width="180"/>
                <col width="140"/>
                <col width="0"/>
                <col width="160"/>
                <thead>
                  <tr valign="top">
                    <td>Hypothesis #</td>
                    <td>Hypothesized path</td>
                    <td colspan="2">Middle income</td>
                    <td colspan="3">High income</td>
                    <td colspan="2"><italic>P</italic> value for chi-square difference test</td>
                  </tr>
                  <tr valign="top">
                    <td>
                      <break/>
                    </td>
                    <td>
                      <break/>
                    </td>
                    <td>Standardized estimate (β)</td>
                    <td colspan="2"><italic>P</italic> value</td>
                    <td>Standardized estimate (β)</td>
                    <td colspan="2"><italic>P</italic> value</td>
                    <td>
                      <break/>
                    </td>
                  </tr>
                </thead>
                <tbody>
                  <tr valign="top">
                    <td>H6</td>
                    <td>PPS<sup>a</sup>→PE<sup>b</sup>→BI<sup>c</sup></td>
                    <td>.21</td>
                    <td colspan="2">&#60;.001</td>
                    <td>.27</td>
                    <td colspan="2">.002</td>
                    <td>.45</td>
                  </tr>
                  <tr valign="top">
                    <td>H12</td>
                    <td>EE<sup>d</sup>→PE→BI</td>
                    <td>.19</td>
                    <td colspan="2">.002</td>
                    <td>.16</td>
                    <td colspan="2">.03</td>
                    <td>.84</td>
                  </tr>
                  <tr valign="top">
                    <td>H16</td>
                    <td>SI<sup>e</sup>→PE→BI</td>
                    <td>.07</td>
                    <td colspan="2">.09</td>
                    <td>.13</td>
                    <td colspan="2">.04</td>
                    <td>.30</td>
                  </tr>
                  <tr valign="top">
                    <td>H24</td>
                    <td>FCs<sup>f</sup>→PE→BI</td>
                    <td>.03</td>
                    <td colspan="2">.37</td>
                    <td>−.07</td>
                    <td colspan="2">.22</td>
                    <td>.17</td>
                  </tr>
                </tbody>
              </table>
              <table-wrap-foot>
                <fn id="table19fn1">
                  <p><sup>a</sup>PPS: perceived privacy and security.</p>
                </fn>
                <fn id="table19fn2">
                  <p><sup>b</sup>PE: performance expectancy.</p>
                </fn>
                <fn id="table19fn3">
                  <p><sup>c</sup>BI: behavioral intention.</p>
                </fn>
                <fn id="table19fn4">
                  <p><sup>d</sup>EE: effort expectancy.</p>
                </fn>
                <fn id="table19fn5">
                  <p><sup>e</sup>SI: social influence.</p>
                </fn>
                <fn id="table19fn6">
                  <p><sup>f</sup>FC: facilitating condition.</p>
                </fn>
              </table-wrap-foot>
            </table-wrap>
            <table-wrap position="float" id="table20">
              <label>Table 20</label>
              <caption>
                <p>Results of the moderating effect of internet access on indirect paths.</p>
              </caption>
              <table width="1000" cellpadding="5" cellspacing="0" border="1" rules="groups" frame="hsides">
                <col width="110"/>
                <col width="150"/>
                <col width="180"/>
                <col width="80"/>
                <col width="180"/>
                <col width="140"/>
                <col width="160"/>
                <thead>
                  <tr valign="top">
                    <td>Hypothesis #</td>
                    <td>Hypothesized path</td>
                    <td colspan="2">Internet access</td>
                    <td colspan="2">No internet access</td>
                    <td><italic>P</italic> value for chi-square difference test</td>
                  </tr>
                  <tr valign="top">
                    <td>
                      <break/>
                    </td>
                    <td>
                      <break/>
                    </td>
                    <td>Standardized estimate (β)</td>
                    <td><italic>P</italic> value</td>
                    <td>Standardized estimate (β)</td>
                    <td><italic>P</italic> value</td>
                    <td>
                      <break/>
                    </td>
                  </tr>
                </thead>
                <tbody>
                  <tr valign="top">
                    <td>H6</td>
                    <td>PPS<sup>a</sup>→PE<sup>b</sup>→BI<sup>c</sup></td>
                    <td>.25</td>
                    <td>&#60;.001</td>
                    <td>.02</td>
                    <td>.72</td>
                    <td>.001</td>
                  </tr>
                  <tr valign="top">
                    <td>H12</td>
                    <td>EE<sup>d</sup>→PE→BI</td>
                    <td>.10</td>
                    <td>.02</td>
                    <td>.15</td>
                    <td>&#60;.001</td>
                    <td>.03</td>
                  </tr>
                  <tr valign="top">
                    <td>H16</td>
                    <td>SI<sup>e</sup>→PE→BI</td>
                    <td>.08</td>
                    <td>&#60;.001</td>
                    <td>.03</td>
                    <td>.42</td>
                    <td>.06</td>
                  </tr>
                  <tr valign="top">
                    <td>H24</td>
                    <td>FCs<sup>f</sup>→PE→BI</td>
                    <td>.07</td>
                    <td>.004</td>
                    <td>.09</td>
                    <td>.04</td>
                    <td>.54</td>
                  </tr>
                </tbody>
              </table>
              <table-wrap-foot>
                <fn id="table20fn1">
                  <p><sup>a</sup>PPS: perceived privacy and security.</p>
                </fn>
                <fn id="table20fn2">
                  <p><sup>b</sup>PE: performance expectancy.</p>
                </fn>
                <fn id="table20fn3">
                  <p><sup>c</sup>BI: behavioral intention.</p>
                </fn>
                <fn id="table20fn4">
                  <p><sup>d</sup>EE: effort expectancy.</p>
                </fn>
                <fn id="table20fn5">
                  <p><sup>e</sup>SI: social influence.</p>
                </fn>
                <fn id="table20fn6">
                  <p><sup>f</sup>FC: facilitating condition.</p>
                </fn>
              </table-wrap-foot>
            </table-wrap>
          </sec>
        </sec>
      </sec>
    </sec>
    <sec sec-type="discussion">
      <title>Discussion</title>
      <sec>
        <title>Principal Findings</title>
        <p>This study aimed to improve the predictive power of a model proposed by Abd-Alrazaq et al [<xref ref-type="bibr" rid="ref38">38</xref>] by proposing and examining new relationships between the variables existing in that model. The predictive power of the new model was slightly higher than that of the Abd-Alrazaq model for PE (53% vs 51%) and UB (49% vs 48%), but it was exactly the same in both models for BI (76%).</p>
        <p>With regard to the direct effects, there was no considerable difference between the new model and the Abd-Alrazaq model for the following paths PE→BI (0.57 vs 0.57), EE→BI (0.15 vs 0.16), PPS→BI (0.23 vs 0.24), FCs→UB (0.25 vs 0.25), and BI→UB (0.53 vs 0.53). Compared with the Abd-Alrazaq model, the current model showed a considerable decrease in the effect of EE (0.25 vs 0.34) and PPS (0.39 vs 0.49) on PE; however, both paths were still significant in the current model. This decrease resulted from proposing 2 new predictors for PE (ie, SI and FCs) in the current model, which were significant. The only direct path that was nonsignificant was FCs→BI in the current model. This finding is in line with the findings of a study conducted by Tavares and Oliveira, who did not find a significant association between FCs and BI to use ePHRs [<xref ref-type="bibr" rid="ref40">40</xref>]. Venkatsh et al [<xref ref-type="bibr" rid="ref39">39</xref>] attributed this nonsignificant path to the fact that this effect disappears when a model includes both PE and EE.</p>
        <p>Compared with the Abd-Alrazaq model, the current model showed a decrease in the indirect associations between BI and each of EE (0.15 vs 0.20) and PPS (0.22 vs 0.28) through PE. However, both indirect effects are still significant in the current model. This decrease resulted from proposing 2 new predictors for PE (ie, SI and FCs) in the current model. Two new indirect paths were found SI→PE→BI and FCs→PE→BI. This means that patients who perceive that important others believe they should use GP online services are more likely to perceive it as a useful system; therefore, they are more likely to intend to use it. Furthermore, patients who believe that an organizational and technical infrastructure exists to support the use of GP online services are more likely to perceive it as a useful system and are therefore more likely to intend to use it.</p>
        <p>All proposed moderating effects that are common between the new model and the Abd-Alrazaq model were comparable between both models. In addition to the significant moderating effects found in the Abd-Alrazaq model, this study found that the association between BI and UB is significantly moderated by age, sex, education, income, and internet access and that the association between EE and PE is moderated by education. Specifically, the association between BI and UB is stronger for younger women with higher levels of education, income, and internet access, and the association between EE and PE is stronger for patients with lower levels of education.</p>
        <p>With regard to the moderated mediations proposed in the new model, this study found that the indirect effect of EE on BI through PE was statistically stronger for women without internet access. The indirect effect of PPS on BI was stronger for patients with college education or diploma compared with those with secondary school education and lower, whereas the indirect effect of EE on BI was stronger for patients with secondary school or lower than for those with college education or diplomas. Furthermore, the indirect effect of SI on BI through PE was stronger for patients without internet access. Last but not least, the indirect effect of PPS on BI through PE was statistically stronger for patients with internet access.</p>
      </sec>
      <sec>
        <title>Theoretical and Practical Contributions</title>
        <p>This study is one of the very few theory-based studies conducted to identify the factors that affect patients’ use of ePHRs or patient portals [<xref ref-type="bibr" rid="ref21">21</xref>,<xref ref-type="bibr" rid="ref25">25</xref>-<xref ref-type="bibr" rid="ref27">27</xref>]. The predictive power of the new model (49%) is higher than that of the previous models proposed in our previous study (48%) and other studies conducted in the context of ePHRs: Tavares and Oliveira (26.8%) [<xref ref-type="bibr" rid="ref40">40</xref>] and Hsieh (42.7%) [<xref ref-type="bibr" rid="ref85">85</xref>]. Moreover, the predictive power of the new model is higher than that of the original UTAUT model (48%) [<xref ref-type="bibr" rid="ref39">39</xref>]. Accordingly, this study contributes to the literature by providing the most predictive model to explain the adoption of ePHRs to date.</p>
        <p>To the best of our knowledge, this is the first study in the context of ePHRs that examined the direct effect of SI and FCs on PE, their indirect effects on BI through PE, the moderation effects on the association between BI and UB, and the moderated effects on indirect relationships. This extends our understanding of the complex associations between the factors that affect the adoption of ePHRs.</p>
        <p>In addition to the practical contributions reported in the previous study [<xref ref-type="bibr" rid="ref38">38</xref>], this study provides some contributions based on the newly proposed relationships. People who are important to patients (eg, family members, friends, physicians, and caregivers) can play an important role in enhancing their perceived usefulness of the system and their intention to use it. The influence of these important people is more evident on women than on men. Interventions aimed at increasing the uptake of online access could harness the influence of such individuals to encourage patients to use such services. For example, GPs could prompt the recurrent users of the system to become ePHR champions and speak to their friends or family members about their experiences. GPs could also train practice staff to offer these services to their patients routinely in their communications, and campaigns aimed at increasing ePHR uptake could use social influencing techniques, such as celebrity endorsements. As FCs are directly associated with perceived usefulness of ePHRs, and this, in turn affects BIs, steps should be taken to improve the degree to which patients believe that an organizational and technical infrastructure exists to support their use. For example, the National Health Service app has demonstrated an efficient infrastructure supporting the patient registration process, which enables patients to sign up to access their records online without needing to visit their GP surgery [<xref ref-type="bibr" rid="ref15">15</xref>]. Instead of registration requiring patients to show evidence of their identity to practice staff, they can instead register by uploading a photograph of identifying documentation and taking a short selfie video on their mobile device. Other potential approaches to targeting FCs include the provision of online educational materials, 24/7 technical support, or drop-in training sessions at GP practices.</p>
      </sec>
      <sec>
        <title>Research Limitations</title>
        <p>The proposed model was examined using data collected from 4 GP practices that have implemented the same system (SystmOnline); therefore, our findings may not be generalizable to other systems (eg, Patient Access and i-Patient). Nonetheless, the findings may still be applicable to other ePHRs because all participants were nonusers, and these systems offer the same services to the patients. Consequently, participants would be unlikely to have different perceptions of the different systems.</p>
        <p>This study focused on the factors that influence the initial use of ePHRs, given that the system is new in England and has a low adoption rate. Thus, the generalizability of the findings in the context of the continuing use of ePHRs is limited. Given that the study used secondary data, it was not possible to assess the effect of new factors, such as those recommended by Abd-Alrazaq et al [<xref ref-type="bibr" rid="ref38">38</xref>].</p>
        <p>Sampling bias may be a concern in this study owing to the convenience sampling technique used to recruit the participants [<xref ref-type="bibr" rid="ref37">37</xref>,<xref ref-type="bibr" rid="ref86">86</xref>]. This study showed that there was no statistically significant difference between the participants and nonparticipants in terms of age, sex, and ethnicity. Accordingly, our findings may be generalizable to GPs, similar to the 4 GPs in this study.</p>
      </sec>
      <sec>
        <title>Recommendations for Future Research</title>
        <p>The applicability of the proposed model to other contexts should be examined in further studies. Specifically, researchers may assess the applicability of the model to other providers of GP online services (eg, Patient Access), specific platforms (eg, mobiles, tablets, and computers), other settings (eg, hospitals), and other cities or countries.</p>
        <p>Further studies are required to validate the new significant associations proposed in this study, such as SI→PE, FCs→PE, and SI→PE→BI. In addition, future studies should endeavor to improve the predictive power of the current model by adding other factors such as awareness of the system, health status, perceived severity, patient satisfaction, and patient activation level.</p>
        <p>It is well known that the eventual success of information technology depends on continued use more than initial use [<xref ref-type="bibr" rid="ref33">33</xref>,<xref ref-type="bibr" rid="ref87">87</xref>-<xref ref-type="bibr" rid="ref89">89</xref>]. There is a lack of studies that have assessed factors affecting the continuing use of ePHRs or even consumer health information technologies (CHITs). Therefore, we prompt researchers to develop and examine a theoretical model that explains the variables affecting the continuing use of ePHRs and CHITs.</p>
        <p>This study did not assess series mediations, such as the indirect effect of EE on UB through PE and BI (ie, EE→PE→BI→UB). Furthermore, to the best of our knowledge, such effects have not been examined in previous studies in the context of ePHRs and CHITs. This highlights a need to assess such effects.</p>
      </sec>
      <sec>
        <title>Conclusions</title>
        <p>This study slightly improved the predictive power of the Abd-Alrazaq model. More importantly, the improved model showed new significant relationships that were not examined before in the ePHR context, such as the direct effect of SI and FCs on PE, their indirect effects on BI through PE, moderation effect of age, sex, educational level, income, and internet access on the association between BI and UB, and the moderating effects on some indirect relationships. These findings extend our understanding of the complex associations between factors affecting the adoption of ePHRs. The predictive power of 49% indicates that there are other, as yet unidentified, factors that affect the use of ePHRs. Further studies are required to validate the new model in different contexts and to improve its predictive power by proposing new factors. Interventions could focus on the role of significant others (eg, health care professionals, friends, and family members) in influencing web access usage, for example, by discussing the potential benefits of such services with patients.</p>
      </sec>
    </sec>
  </body>
  <back>
    <app-group>
      <supplementary-material id="app1">
        <label>Multimedia Appendix 1</label>
        <p>Selection of theory.</p>
        <media xlink:href="jmir_v22i10e17499_app1.docx" xlink:title="DOCX File , 70 KB"/>
      </supplementary-material>
      <supplementary-material id="app2">
        <label>Multimedia Appendix 2</label>
        <p>The previous model.</p>
        <media xlink:href="jmir_v22i10e17499_app2.png" xlink:title="PNG File , 195 KB"/>
      </supplementary-material>
      <supplementary-material id="app3">
        <label>Multimedia Appendix 3</label>
        <p>Justification of adaptation of UTAUT.</p>
        <media xlink:href="jmir_v22i10e17499_app3.docx" xlink:title="DOCX File , 73 KB"/>
      </supplementary-material>
      <supplementary-material id="app4">
        <label>Multimedia Appendix 4</label>
        <p>Conceptual definitions of constructs.</p>
        <media xlink:href="jmir_v22i10e17499_app4.docx" xlink:title="DOCX File , 15 KB"/>
      </supplementary-material>
      <supplementary-material id="app5">
        <label>Multimedia Appendix 5</label>
        <p>Characteristics of the four general practices.</p>
        <media xlink:href="jmir_v22i10e17499_app5.docx" xlink:title="DOCX File , 17 KB"/>
      </supplementary-material>
      <supplementary-material id="app6">
        <label>Multimedia Appendix 6</label>
        <p>Measures of constructs.</p>
        <media xlink:href="jmir_v22i10e17499_app6.docx" xlink:title="DOCX File , 18 KB"/>
      </supplementary-material>
      <supplementary-material id="app7">
        <label>Multimedia Appendix 7</label>
        <p>Questionnaire.</p>
        <media xlink:href="jmir_v22i10e17499_app7.docx" xlink:title="DOCX File , 70 KB"/>
      </supplementary-material>
      <supplementary-material id="app8">
        <label>Multimedia Appendix 8</label>
        <p>Participants' characteristics.</p>
        <media xlink:href="jmir_v22i10e17499_app8.docx" xlink:title="DOCX File , 20 KB"/>
      </supplementary-material>
      <supplementary-material id="app9">
        <label>Multimedia Appendix 9</label>
        <p>Histograms.</p>
        <media xlink:href="jmir_v22i10e17499_app9.docx" xlink:title="DOCX File , 711 KB"/>
      </supplementary-material>
      <supplementary-material id="app10">
        <label>Multimedia Appendix 10</label>
        <p>Values of skewness and kurtosis.</p>
        <media xlink:href="jmir_v22i10e17499_app10.docx" xlink:title="DOCX File , 14 KB"/>
      </supplementary-material>
      <supplementary-material id="app11">
        <label>Multimedia Appendix 11</label>
        <p>Scatterplot graphs.</p>
        <media xlink:href="jmir_v22i10e17499_app11.docx" xlink:title="DOCX File , 590 KB"/>
      </supplementary-material>
      <supplementary-material id="app12">
        <label>Multimedia Appendix 12</label>
        <p>Curve estimation procedure.</p>
        <media xlink:href="jmir_v22i10e17499_app12.docx" xlink:title="DOCX File , 15 KB"/>
      </supplementary-material>
      <supplementary-material id="app13">
        <label>Multimedia Appendix 13</label>
        <p>Tolerance values.</p>
        <media xlink:href="jmir_v22i10e17499_app13.docx" xlink:title="DOCX File , 13 KB"/>
      </supplementary-material>
      <supplementary-material id="app14">
        <label>Multimedia Appendix 14</label>
        <p>Harman’s single-factor test.</p>
        <media xlink:href="jmir_v22i10e17499_app14.docx" xlink:title="DOCX File , 14 KB"/>
      </supplementary-material>
      <supplementary-material id="app15">
        <label>Multimedia Appendix 15</label>
        <p>Results of fit indices of the measurement model.</p>
        <media xlink:href="jmir_v22i10e17499_app15.docx" xlink:title="DOCX File , 14 KB"/>
      </supplementary-material>
      <supplementary-material id="app16">
        <label>Multimedia Appendix 16</label>
        <p>Results of construct reliability.</p>
        <media xlink:href="jmir_v22i10e17499_app16.docx" xlink:title="DOCX File , 13 KB"/>
      </supplementary-material>
      <supplementary-material id="app17">
        <label>Multimedia Appendix 17</label>
        <p>Results of convergent validity.</p>
        <media xlink:href="jmir_v22i10e17499_app17.docx" xlink:title="DOCX File , 14 KB"/>
      </supplementary-material>
      <supplementary-material id="app18">
        <label>Multimedia Appendix 18</label>
        <p>Intercorrelation coefficients and squared roots of AVE.</p>
        <media xlink:href="jmir_v22i10e17499_app18.docx" xlink:title="DOCX File , 15 KB"/>
      </supplementary-material>
      <supplementary-material id="app19">
        <label>Multimedia Appendix 19</label>
        <p>Item loadings and cross-loadings.</p>
        <media xlink:href="jmir_v22i10e17499_app19.docx" xlink:title="DOCX File , 21 KB"/>
      </supplementary-material>
      <supplementary-material id="app20">
        <label>Multimedia Appendix 20</label>
        <p>Results of fit indices of the structural model.</p>
        <media xlink:href="jmir_v22i10e17499_app20.docx" xlink:title="DOCX File , 15 KB"/>
      </supplementary-material>
    </app-group>
    <glossary>
      <title>Abbreviations</title>
      <def-list>
        <def-item>
          <term id="abb1">AVE</term>
          <def>
            <p>average variance extracted</p>
          </def>
        </def-item>
        <def-item>
          <term id="abb2">BI</term>
          <def>
            <p>behavioral intention</p>
          </def>
        </def-item>
        <def-item>
          <term id="abb3">CHIT</term>
          <def>
            <p>consumer health information technology</p>
          </def>
        </def-item>
        <def-item>
          <term id="abb4">EE</term>
          <def>
            <p>effort expectancy</p>
          </def>
        </def-item>
        <def-item>
          <term id="abb5">ePHR</term>
          <def>
            <p>electronic personal health record</p>
          </def>
        </def-item>
        <def-item>
          <term id="abb6">FC</term>
          <def>
            <p>facilitating condition</p>
          </def>
        </def-item>
        <def-item>
          <term id="abb7">GP</term>
          <def>
            <p>general practice</p>
          </def>
        </def-item>
        <def-item>
          <term id="abb8">H</term>
          <def>
            <p>hypothesis</p>
          </def>
        </def-item>
        <def-item>
          <term id="abb9">PE</term>
          <def>
            <p>performance expectancy</p>
          </def>
        </def-item>
        <def-item>
          <term id="abb10">PPS</term>
          <def>
            <p>perceived privacy and security</p>
          </def>
        </def-item>
        <def-item>
          <term id="abb11">SEM</term>
          <def>
            <p>structural equation modeling</p>
          </def>
        </def-item>
        <def-item>
          <term id="abb12">SI</term>
          <def>
            <p>social influence</p>
          </def>
        </def-item>
        <def-item>
          <term id="abb13">UB</term>
          <def>
            <p>use behavior</p>
          </def>
        </def-item>
        <def-item>
          <term id="abb14">UTAUT</term>
          <def>
            <p>Unified Theory of Acceptance and Use of Technology</p>
          </def>
        </def-item>
      </def-list>
    </glossary>
    <ack>
      <p>The authors would like to thank Dr Peter Gardner and Dr Tracey Farragher for their supervision during the study and Dr Hamish Fraser for his help in the initial stages of the study, especially for his contribution to the development of the study design and setting up links with practices.</p>
    </ack>
    <fn-group>
      <fn fn-type="conflict">
        <p>None declared.</p>
      </fn>
    </fn-group>
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